A former employee of Tokio Marine & Nichido Life Insurance Co., Ltd. in his 40s was arrested on suspicion of defrauding tens of millions of yen by giving a false explanation to a customer, changing the policyholder to an acquaintance, and canceling the policy without permission, according to interviews with people involved in the investigation. Police are investigating the suspicion that the former employee has used multiple tactics against other customers to illegally obtain a total of more than 4 million yen so far.
The arrested suspect is Kazuken Kayano (49), a former employee of Tokio Marine & Nichido Life Insurance Co., Ltd., who was in charge of sales mainly in the Osaka area.
According to those involved in the investigation, five years ago, in 5, he was suspected of fraud and forgery of private documents with a seal for defrauding the company of tens of millions of yen by using the loan system for policyholders and canceling the insurance without permission, after changing the policyholder to an acquaintance by giving a false explanation to a female customer.
In October, the former employee turned himself in to a police station in Osaka Prefecture and was dismissed for disciplinary reasons after the fraud was discovered.
At the time of his suicide, he explained that he used the money he had defrauded to pay off debts and gamble.
In addition, according to the investigative parties and the company's internal investigation, the police are investigating in detail that the former employee is suspected of fraudulently obtaining more than 2019 million yen in total through multiple methods, such as transferring insurance premiums to another customer to an account managed by him.