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It seems that large domestic banks made the biggest profit ever in the first half of this year.
The Chairman of the Financial Services Commission repeatedly asked the bank presidents to share the pain.
Reporter Im Tae-woo reports.
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Loans to households in their 40s and 50s, the waist of our economy, have exceeded KRW 1,000 trillion.
3 in 10 are multiple borrowers who borrowed money from 3 or more financial institutions, which puts the burden of higher interest rates higher.
On the other hand, financial institutions are in a situation where they have to manage their facial expressions.
KB Financial Group, the first major bank to announce its earnings, announced that it posted a record-high 2.7 trillion won in net profit in the first half of the year.
If all four major financial holding companies are combined, it is estimated that they will earn 9 trillion won in the first half of this year.
Chairman of the Financial Services Commission, Joo-hyun Kim, met with the chairman of the financial holding company and repeatedly requested to share the pain.
[Kim Joo-hyun/Chairman of Financial Services: I think that the roles of the chairman of the financial holding company here are very important.]
Woori Bank responded immediately.
If the low-credit multi-debtor faithfully repays the debt, the principal will be reduced by the interest paid in excess of 6%.
Other banks have also promised to take action in the future.
[Sewoon Hwang/Senior Research Fellow, Capital Market Research Institute: Because of the record-breaking performance, the soundness of financial companies is also secured by preparing financial resources in advance for the risk of vulnerable borrowers and the possibility of bankruptcy…
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It remains to be seen whether the banks that have been criticized for 'selling interest' by taking measures to reduce exemptions while watching the authorities and public opinion will change this time.