<Anchor> There is



a merge point that has been mostly used by young people recently. It is a kind of mobile gift certificate, for example, if you buy 80,000 won, you can actually spend 100,000 won. I was able to use it at convenience stores, large marts, and restaurants affiliated with the operator, but I was recently pointed out that it was operating without the necessary permission from the financial supervisory authority. After that, the number of places where you can use it has drastically decreased, and people who have already bought millions of won are worried about whether they will get their money back.



First, reporter Jung Da-eun.



<Reporter> The



Merge Point app, which was full of convenience stores, large marts, and franchise restaurants as affiliates that can use points, has now disappeared, leaving only a few small and medium-sized restaurants.



In the notice, there is a notice stating that we will stop selling points and limit the use of points that have already been sold.



The service was effectively suspended when the financial authorities pointed out that Merge Point was a means of 'prepaid electronic payment' and should have been registered as an electronic financial business.



Consumers who have charged points from as little as hundreds of thousands of won to as many as millions of won are anxious about losing money.



[Kim Bo-Hun/Use Merge Point: (App) I couldn't connect and then reconnected, but all the merchants I used are down.]



When requests for refund of the remaining charge

were pouring in

, Merge Point applied through the refund application page. After receiving it, he said he would refund 90%.



However, there is no guidance as to when it will be processed.



[Sunwoo Choi/Use of merge points: I applied for a refund, but I don't know when this will be done. I don't know when.] In



the two years and seven months since the service started, about 100 billion won has been raised by Merge Point. said he would do it.



(Video coverage: Kang Dong-cheol, video editing: Yoon Tae-ho)