China News Service, Beijing, February 29 (Reporter Pang Wuji) The reporter learned from the Ministry of Housing and Urban-Rural Development of China on the 29th that as of February 28, 276 cities in 31 provinces in China have established urban real estate financing coordination mechanisms, and a total of real estate projects have been proposed. There are about 6,000 projects. Commercial banks quickly screened the projects and approved loans exceeding 200 billion yuan (RMB, the same below).
On February 29, the Ministry of Housing and Urban-Rural Development and the State Administration of Financial Supervision jointly held a video scheduling meeting on the work of the urban real estate financing coordination mechanism.
The meeting released the above information.
The meeting pointed out that in the long run, the financing coordination mechanism is a powerful starting point for building a new model of real estate development and accelerating the linkage of "people, housing, land, money" elements. Funds follow the project, and the project implements closed management, which is conducive to promoting the healthy development of the real estate market.
All relevant parties must promptly solve problems in progress, fully support the financing and construction delivery of real estate projects under construction, protect the legitimate rights and interests of home buyers, effectively support the sales of existing homes, and stabilize market expectations.
The meeting emphasized that in accordance with the principle of "build as much as possible" for the coordination mechanism, cities at prefecture level and above must establish a financing coordination mechanism before March 15, which must not only complete the "white list" push with high quality, but also coordinate and solve project difficulties with high efficiency question.
It is necessary to strictly follow the standards to screen projects, and form the first batch of qualified project lists after confirmation by financial institutions.
Financial institutions should expedite review.
According to the "push-feedback" work closed loop, financial institutions promptly feedback problems existing in the project, and the urban financing coordination mechanism must coordinate and resolve them as soon as possible. After the project meets the conditions, it will be pushed to financial institutions again to jointly promote the implementation of financing as soon as possible.
The financing coordination mechanisms of each province should supervise and guide the projects promoted by cities, and urge cities to promptly remove unqualified projects from the "white list".
The meeting required that financial institutions should proactively connect with the financing coordination mechanism, speed up credit approval in accordance with the principles of marketization and rule of law, improve the efficiency of project implementation, and meet reasonable financing needs.
It is necessary to implement closed-loop project management and provide timely feedback on relevant issues for projects that are temporarily unable to provide financing.
It is necessary to strengthen the closed-loop management of "issuance-use-repayment" of loans to prevent loans from being misappropriated and ensure the safety of credit funds.
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