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Schufa headquarters in Wiesbaden: Basically prohibited "automated decision"

Photo: Andreas Arnold / dpa

According to rulings of the European Court of Justice, the use of the Schufa score by banks, for example, is only permitted under strict conditions. The Luxembourg judges ruled that the scoring is an "automated decision" that is generally prohibited under data protection law if it is considered to play a decisive role in the granting of credit.

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