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Recently, some local Nonghyup sold an installment savings product that gave high interest, but when too many people flocked to it, they asked to cancel it again.

It was because of the mistakes of the employees, but as these things continued, the financial authorities went to check.



This is reporter Kim Jung-woo.



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On the 1st, a livestock farming cooperative in Namhae-eup, Gyeongsangnam-do, with a population of just over 13,000, received a fund of 100 billion won.



An installment savings product with an annual interest rate of 10% was offered to be sold to local residents, but an employee mistakenly made it possible to sign up through the Internet and mobile phone apps, and people from all over the country flocked to it.



Similar things happened in Gyeongju and Hapcheon, but they couldn't afford the interest payment, so they appealed to customers to cancel their subscription.



At a credit union in Eunpyeong-gu, Seoul, suspicion of Hwangryeong was raised.



In order to take out a mortgage here, you need to purchase fire insurance, and a portion of the insurance premium is taken as a fee.



However, it is known that the employees inflated the insurance premiums by adding the land price to the house price, which is the standard for calculating the fire insurance premium, and received incentives.



[Credit Cooperative Federation official: I think you can see that it is a situation that we are reviewing after confirming that there is such a thing internally after a complaint came in.] In the past 5 years, 140 cases of embezzlement have occurred in the mutual financial sector



. However, in the first half of this year alone, the accident amount reached 12.5 billion won.



It is also a problem that the internal control system is insufficient and the management subject is different.



[Kim Dae-jong/Professor of Business Administration, Sejong University: The Ministry of Public Administration and Security, Nonghyup belong to the Ministry of Agriculture and Forestry, and they are all scattered, so they have this confusion.

We will have to unify wealth control for scattered financial institutions.]



Financial supervisory authorities plan to discuss follow-up measures after instructing the mutual financial industry to inspect the internal control system related to special sales and loans.



(Video editing: Jo Moo-hwan, VJ: Kim Sang-hyeok)