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There is a prospect that next year's real estate market will continue to be frozen like this year.

Due to the preference for monthly rent due to high interest rates, the jeonse price is expected to fall and the monthly rent to rise.



Reporter Kim Jung-woo reports.



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This apartment in the middle of Gangnam, Seoul has always been popular because of its location, such as transportation and school district.



[Certified Real Estate Agent: Exclusive area of ​​about 74 square meters.

High-rises are probably similar to 1.8 billion and 1.85 billion.

Right now, it is just going up, and this trend is not right.]



In the era of the base interest rate of 3% for the first time in 10 years, the house price is on the decline due to the influence of high interest rates.



It looks like the situation next year will be similar.



The Housing Industry Research Institute analyzed that next year, national house prices will drop by 3.5% and apartment prices by 5%.



Apartment prices in Seoul and the metropolitan area were expected to decline by 9.5% and 13% based on actual transaction prices.



Although it is welcome from the point of view of end-users who are preparing to buy their own home, unrest in the construction industry and the financial market may increase.



[Kim Gyu-gyu/Korea Investment & Securities Asset Succession Research Institute: As the subscription market cools down next year, unsold stocks increase, and there is a high possibility that there will be cases in the financial sector related to construction companies that have liquidity problems centered on real estate PF loans.]



However, the researcher predicted that the decline would slow down after the rate hike peaked.



It is explained that during the fourth quarter of next year, there is a high possibility of switching to a flat tax starting from popular areas in the metropolitan area.



As more people want to get a monthly rent rather than borrowing money to buy a charter because of the jumped loan interest rate, the rent is expected to drop and the monthly rent to rise.



This year, among the jeonse and monthly rent transactions of apartments in Seoul, the share of monthly rent exceeded 40% for the first time, and next year, the phenomenon of 'rentalization of jeonse' is expected to accelerate.