China News Service, Urumqi, September 14 (Gou Jipeng) On the evening of the 14th, Xinjiang held a press conference on epidemic prevention and control.
At the meeting, Huang Funing, deputy director of the Xinjiang Banking and Insurance Regulatory Bureau, introduced the measures taken by the Xinjiang Banking and Insurance Regulatory Department in helping enterprises to bail out when answering questions from reporters.
Huang Funing said that since the outbreak of the epidemic, the Xinjiang Banking and Insurance Regulatory Bureau has done a good job in financial assistance to stabilize market players, and urged the banking and insurance institutions within its jurisdiction to help small, medium and micro enterprises and individual industrial and commercial households.
Urge banking institutions to implement the policy of deferred repayment of principal and interest, and strive to delay as long as it should be.
In August, banking institutions implemented 2,778 deferred principal repayments for micro, small and medium-sized enterprises, individual industrial and commercial households, and truck drivers, with a deferred loan principal of 7.575 billion yuan; 454 deferred interest payments, with a deferred interest payment amount of 237 million yuan.
At the same time, guide the insurance institutions within the jurisdiction to underwrite 35,300 insureds for truck drivers, couriers and other logistics workers, and pay 58.1143 million yuan; extend the expiration date of the policy or postpone the collection of premiums for 36,500 instalments, 203 million yuan.
Huang Funing also said that the Xinjiang Banking and Insurance Regulatory Bureau urges banking institutions to adjust the repayment plan by delaying the repayment time, extending the loan period, and deferring the repayment of the personal housing, consumption and other loans for the people in difficulty due to the impact of the epidemic. The loan does not affect the credit record, and the penalty interest is waived, reducing the worries of the masses.
For the state-owned house lessors who reduce or exempt the rents of small and micro enterprises in the service industry and the lessees of individual industrial and commercial households, guide banking institutions to provide support such as preferential interest rate pledge loans.
In August, 762 million yuan of preferential interest rate loans were issued to 128 state-owned house lessors in Xinjiang, accounting for 67.52% of the new loans issued to them.
At the press conference, Huang Funing introduced the measures taken by the Xinjiang Banking and Insurance Regulatory Commission in helping enterprises to bail out.
Photo by Gou Jipeng
In addition, Huang Funing also introduced the measures taken by the Xinjiang Banking and Insurance Regulatory Department to ease the financing difficulties of small and micro enterprises at the press conference.
He said that the Xinjiang Banking and Insurance Regulatory Bureau coordinated and guided the banking institutions within its jurisdiction to increase credit support for small and micro enterprises and individual industrial and commercial households.
According to preliminary statistics, as of the end of August this year, the balance of loans to SMEs issued by banking financial institutions within the jurisdiction was 1,464.623 billion yuan, and the number of loan households was 402,900; of which, loans to individual industrial and commercial households were 52.475 billion yuan, and the number of loan households was 286,100.
He also said that the Xinjiang Banking and Insurance Regulatory Bureau guided the banking institutions within its jurisdiction to optimize the credit structure, promote the loan-to-return model, and ease the cash flow pressure of small and micro enterprises.
According to preliminary statistics, as of the end of August, the balance of credit loans issued by banking financial institutions to small and micro enterprises was 100.054 billion yuan, an increase of 4.86% from the end of July; the balance of medium and long-term loans issued to small and micro enterprises was 432.589 billion yuan, an increase of 2.97% from the end of July.
The balance of the loan renewal business without principal repayment for small and micro enterprises was 9.099 billion yuan, an increase of 4.93% from the end of July.
It also continued to promote the large-scale visits of banking and insurance institutions to bail out private small and micro enterprises. In August, it issued loans of 10.003 billion yuan to customers with financing needs through visits, involving 9,943 households, and issued loans of 962 million yuan through bank-enterprise matchmaking meetings and other forms. Involving 2354 households.
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