On April 1, in response to the recent exposure of small and medium-sized banks of consumer loan variants such as "beautiful gift loan" and "cemetery loan", Zou Lan, Director of the Financial Markets Department of the People's Bank of China, said at the press conference that this type of loan is actually consumer consumption Loans are used to promote and acquire customers by creating gimmicks.
Regarding this issue, the People's Bank of China should continue to urge banking financial institutions to adjust and optimize their credit structure, implement effective supervision and guidance on product innovation and business access of small and medium-sized banks, and effectively improve the ability of small and medium-sized banks to serve the real economy.
(Cheng Yu produced Wu Rui)
Editor in charge: [Wang Kai]