Recently, a news of "Free delivery of real estate in Yanjiao Sky Ocean City" began to circulate on the Internet, which has attracted greater attention.
The Beijing News reporter verified that the news was true.
Due to "insolvency", the owner, whose online name is "Hou Tu", is going to give away this 40-square-meter house in Tianyang City, Yanjiao, Hebei. Currently, there are more than 700,000 loans left.
However, the incident is still a case, and no large-scale similar situation has occurred.
From the perspective of the industry, since most home buyers have a demand for self-occupation, and the cost of buying a house and repaying loans is generally high, there is a high probability that Yanjiao will not have a large area of houses withdrawn from supply, but the market has been at a low point for a long time. Hard to change.
Because of "insolvency", a netizen gave away real estate for free
In mid-January, a netizen with the online name "Hou Tu" posted a message saying, "Gift SkyOcean City real estate (currently there is also a loan), first come first served, and repay the loan by myself", which attracted the attention of many netizens.
Recently, "Hou Tu" posted again to introduce the details of the house: "The house is SkyOcean City No. 2 apartment building. It was bought in 2016. It has 40 square meters. There are more than 700,000 loans left. Now it can not be regarded as repayable, but at present There is no cut-off of supply. If you are willing to bear the transfer cost and the incoming round trip fee, you can go through the formalities at any time."
On February 4, "Hou Tu" told a reporter from the Beijing News that the reason why he chose to add free gifts was that he was "insolvent."
He bought the house as a wedding house before, and did not live much after the purchase. In 2017, he left Yanjiao and settled in Yunnan.
Therefore, this house has been in the state of renting, and the rent is “not valuable, with more than 1,000 yuan per month.”
"Hou Tu" introduced to reporters that his current monthly monthly payment is about 4,000 yuan. The reason why he wants to give it away is not whether he can afford the monthly payment, but more and more compensation. "I have already got in. More than 400,000 yuan, if you pay it back, you will lose more."
"Hou Tu" told reporters frankly, "The current unit price of SkyOcean City is only 17.8. The outstanding loan for this house is basically the same as the market price. Regarding the acceptance of gifts and continued loan repayment, there are Those who are qualified to buy houses may not be suitable; those who are not qualified to buy houses are okay."
"Fire" and "Ice" in the Yanjiao Property Market
Yanjiao, the satellite city known as "Beijing extraneous", has Rainbow Gate similar in shape to Chang'an Avenue, and also has dense residential areas, traffic and people similar to Tongzhou in Beijing.
Because it is only 30 kilometers away from Beijing’s CBD, Yanjiao has undertaken a large number of Beijing’s overflowing population and housing demand in recent years.
In the past few years, Yanjiao's real estate has expanded rapidly, especially the coordinated development of Beijing-Tianjin-Hebei, the overall relocation of Beijing's urban sub-center to Tongzhou, rail transit and other benefits followed one after another, and Yanjiao's housing prices ushered in a wave of rising.
When "Hou Tu" bought this house, the house price in Yanjiao was around 20,000 yuan per square meter, and at the peak of the market, the house price in Yanjiao exceeded 30,000 yuan per square meter.
Active investors made the market start to panic.
To promote the healthy development of the real estate market, on March 21, 2017, Langfang City raised the down payment to 50%.
More than ten days later, on April 5, Sanhe City issued detailed rules for the implementation of purchase restrictions to further increase the transaction cost of second-hand housing.
Subsequently, the Yanjiao market began to cool down.
Two months later, the Langfang Municipal Government issued the "Strict Purchase Restriction Policy in History", officially restricting non-local households from purchasing houses, and paying 3 years of social security to purchase houses. This made the already depressed Yanjiao property market freezing.
After three years of adjustments, the transaction volume of new commercial residential buildings in Yanjiao has picked up.
Monitoring from the Zhongzhi Research Institute shows that in 2020, the transaction volume of new commercial residential buildings in Yanjiao was 7,562 units, a year-on-year increase of 4.1 times; the sales area was 728,600 square meters, a year-on-year increase of 4.6 times, but it was still far below the transaction scale before the policy control.
In terms of transaction prices, the prices of commercial residential buildings in Yanjiao have remained stable in the past two years. The overall average transaction price in 2020 is 19,701 yuan per square meter, a slight increase of 1.9% year-on-year.
In terms of the second-hand housing market, data from the Shell Research Institute shows that in 2020, the average transaction price of second-hand housing in Yanjiao is still in the downward path since the 2017 regulation, with a year-on-year decrease of 8%. Under the impact of the epidemic, the annual average price decline has expanded.
From the perspective of the whole year, the first half of 2020 basically maintained a stable trend. From August to October, as demand gradually weakened, the average price continued to fall, and the average price fell more than 1% for three consecutive months, and stopped falling and rising in the end of the year.
At the same time, in terms of market expectations, the number of price increases accounted for 16% of the price adjustments by second-hand homeowners, a year-on-year decrease of 8 percentage points. Market expectations are not strong.
For example, "Hou Tu" prepares to give away the listings in SkyOcean City community. The highest peak unit price is more than 30,000 yuan, and the current average price is less than 20,000 yuan per square meter, which is maintained as "Hou Tu" in 2016. The price at the time of purchase.
Yanjiao is hard to see large-scale “off”, but the downturn in the property market may continue
The question is whether the situation of giving away a house for free is typical?
Does this mean that a large area of houses will be abandoned in Yanjiao?
In this regard, Zhang Bo, president of 58 Anjuke Research Institute, said that the fact that Yanjiao home buyers presented gifts of real estate is a case in itself, and it does not mean that the real estate on the market is in a situation of illiquidity or no one cares about.
"The cooling of the property market in Yanjiao area itself has a direct relationship with the purchase restrictions in Beijing. After the restrictions on purchases in the Beijing area, the spillover demand in Beijing cannot be met in Yanjiao, and the local population in Yanjiao has limited demand, resulting in a rapid cooling of the market." Say.
"If the policy in the Beijing area remains high, it will be difficult for the real estate market in the Beijing area, including Yanjiao, to change, and house prices will stay at the bottom for a long time." Zhang Bo pointed out, but because most buyers have demand for self-occupation, and once again The cost of buying a house and repaying loans is generally high. Therefore, there is a high probability that Yanjiao will not abandon houses in a large area, but the market has been at a low point for a long time or it is difficult to change.
Chen Xiao, an analyst at the Zhuge Housing Data Research Center, believes that although Yanjiao is located in a superior geographical location around Beijing, the industry is developing slowly, lacking high-quality industrial support, and public supporting facilities are still filling up, and there are still uncertainties in future development.
However, according to Guo Yi, chief analyst of Heshuo, the Yanjiao property market may pick up in the future.
The reason is that when Metro Line 22 is opened to traffic in the future, it will play a vital role in improving the transportation interconnection between Yanjiao and Beijing.
In addition, with the "Four Unifications" with the city's sub-center, Yanjiao's sanitation, water supply, and heat supply will be gradually taken over by Beijing, and the city's management level will be comprehensively improved.
"For Yanjiao, when the market stops falling and then rises, it depends on two major aspects-the overall public facilities and the advancement of Beijing’s coordinated development, and whether Yanjiao’s own purchase restriction policy has the possibility of easing, if there is no difference between the two With good support, the downturn in the property market will continue for some time." Guo Yi said.
The Zhongzhi Research Institute pointed out that in recent years, Yanjiao has continued to improve in macroeconomics, rail transit, industry and other urban fundamentals, and the construction of Tongzhou Sub-center has been superimposed on the positive radiation. The population mobility has accelerated, which will bring certain demand support. The Yanjiao market is expected in the future. The transaction size will continue to rise, but under the tone of "housing, housing, no speculation" and "three stability", it is expected that the growth of Yanjiao's short-term market transaction size will be relatively limited, and overall prices may remain relatively stable.
It is worth mentioning that after the news of the free gift was sent, "Hou Tu" received a lot of consultation calls. Up to now, one or two people who intend to take over are negotiating with him, "I have been in Yunnan, if anyone can transfer the ownership If so, I will return to Yanjiao to complete the formalities."
In this regard, Mr. Wang, the owner who lives in Yanjiao, told reporters that he intends to take over and will send the news to friends who are planning to buy a house in Yanjiao. “I am optimistic about the future appreciation potential of the Yanjiao property market. Affordable."
Beijing News reporter Zhang Xiaolan