They are among the most affected by the health crisis: young people. Young graduates who are about to enter the job market, but also young students who, for many, have not been able to find a summer job to save some money ... Find a small job part-time, to work in parallel with his studies, can now also be part of the obstacle course. Some banks therefore expect a sharp increase in student loan applications.
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"I find that worrying"
The Banque Postale was the first to note an increase in requests. A double-digit increase compared to last year with later requests - all banks are seeing it - Covid obliges. This indicator is monitored very closely because the banks are aware that all these students who have not found a job this summer are going to need a solution. "As I have not found a job, I will have to increase the amount of my student loan. And 17,000 euros is still a large sum!", Notes Tamara.
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Khava will also have to apply for a larger student loan because this year, the 3,000 euros of hostess salary in the bank are gone. As she prepares to enter business school, she will have to go into debt a little more. "I find that worrying. I intend to take a student job for the year, to finance my current expenses, but it's the same: I don't know at all if it will be possible", laments the young girl.
The banks want to be reassuring in any case and ensure that they do not intend to reduce the scope of loans granted to students. "We will be there," promises one of them.