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uneasy house price and the inadequacy of the real estate made the 20s and 30s jump into'gap investment'. These gap investments are creating a vicious cycle that is shaking the price of homes in the metropolitan area and inducing demand for investment again. The biggest concern is whether additional real estate measures that will be released tomorrow (17th) will include measures in this area.

Reporter Han Se-hyun.

<Reporter>

Kim Mo, a 20-year-old office worker, bought a 76㎡ apartment in Seodaemun-gu, Seoul, for 670 million won earlier this year.

It was a'gap investment' with a charter of around 70% of the house price.

[Mr. Kim / 20th'Gap Investor': (House price) I feel quite anxious because the day goes up differently, and because the loan is blocked, there is no way to raise money, but there is no practical way other than buying a charter... .]

Until April of this year, rental sales, or'gap investment', has more than doubled in the same period last year.


In particular, the 20s and 30s, such as Kim, have greatly increased, and the share of total gap investment has increased to 35%.

In the situation of stricter lending regulations, it is more and more difficult to arrange my house by collecting salary, but vague hearing that the price of the house in Seoul and the metropolitan area will not go out is still in their 20s and 30s.

There are also aspects that make it easier to make gap investments as the asset price continues to rise.

[Ansan-si, Gyeonggi-do, Gyeonggi-do: It means that the charter rate is 70%. On a 500 million basis, you can buy a house with only 150 million won. 350 million is taken as a gap. Young people also complain that'No, if you don't do this (gap investment), are you living for a lifetime or rent?']

Gyeonggi and Incheon, many in their 20s and 30s turning to Incheon are also a factor in raising prices. The.

[Kyu-Jung Kim/Research Fellow, NH Investment & Securities): (20s and 30s) are relatively unfavorable in the subscription point system, so they tend to be driven into the market, and in the process, the funds are insufficient, so they go out of the metropolitan area (going out....)]

The government will announce measures to expand the area to be adjusted for the metropolitan area tomorrow and to upgrade some to speculative overheating.

As well as measures to strengthen the tax rate on loan regulation and real estate corporations, measures for gap investment are being considered.

(Video coverage: Dong-Cheol Kang, Video editing: Hwang Ji-Young, VJ: Han Seung-Min)

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