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lot of people are worried about how much the repair will cost when the car is scratched or crushed, and whether it will not be overpriced.

Reporter Yoo Duck-ki reports.

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is often necessary to repair the body or replace parts by bumping or scratching.

Small damage accidents, where repair costs are less than about 900,000 won, account for more than half of all insurance accidents.

Whether they are paying the proper repair cost, consumers are frustrated.

[Experience in contact accidents: (for each maintenance company) I think the parts are different. And because I didn't know the car well ... ]

An app has been developed to relieve this feeling of tightness.

When the accident site is photographed with a smartphone app, the AI ​​will determine the damaged part, location, and accuracy to calculate the repair cost.

It is the cost of deep learning about 1 million damage accident photos and applying standard labor from the Ministry of Land, Infrastructure and Transport.

It is possible to calculate defensive estimates for domestic cars and 195 SUVs.

[Park Se-il, Head of Team / Korea Institute of Insurance and Technology, Institute of Automotive Technology: As AI calculates repair cost by accurate algorithm, it is a standardized repair cost with little deviation. ] When

this app is activated, it is expected to shorten the accident handling period by two days and reduce disputes between non-life insurance companies, maintenance shops, and consumers.

However, in the case of the calculation of sheet metal repair cost, the level of recognition of the fineness of the sheet itself is poor, and further technology development is needed.

The Insurance Development Institute plans to expand the reading targets by vans and vans, and increase the accuracy of readings, so that consumers, as well as insurance companies and maintenance companies, can directly use the AI ​​app.

(Video coverage: Park Seung-won, Video editing: Won-hee Won, Screen provided: Insurance Development Institute)