We are differently inclined to postpone reward, in order to be able to treat ourselves a little more later on.

The character traits "conscientiousness" and "openness" affect our private finances the most, says Angela Ahola.

- If you are very conscientious, you generally have great patience and are good at saving for the future, but you are also often more anxious, says Angela Ahola in Morgonstudion.

The end of the month

But there are certain personality types who can count on having a little less money left over at the end of the month, according to Angela Ahola.

- If you have a high degree of openness, you are often curious about new experiences.

Adventurous people take more risks in their finances, she says.

Hear the psychologist's savings tips for different personality types in the video.