Carole Ferry, with AFP 6:00 p.m., January 07, 2022

Mutual contributions are up 3.4% on average in 2022, despite an "unprecedented increase in health spending" last year.

But this remains below the 3.8% increase in the national health insurance expenditure target (Ondam) - excluding the costs of the health crisis - voted in the Social Security budget for 2022.

After gas and electricity, it is the turn of mutuals to increase.

Contributions are indeed up by 3.4% on average in 2022, more than inflation.

Ahead of the traditional survey of the UFC-Que Choisir consumer association on the prices of complementary health insurance, mutuals intend to defuse the usual controversy on the subject.

An "atypical" year

The increase therefore stands at 3.4%, according to a survey of 32 organizations covering more than 17 million policyholders, with more or less marked differences between compulsory collective contracts (+ 3.8%) or optional (+ 2.9%) and individual contracts (+ 3.2%), specifies Mutuality in a press release.

This is more than the 2.4% announced at the start of 2021, but the past year "has been atypical with an unprecedented increase in health expenditure" linked "to the catch-up of care" after the shutdown of 2020, as well as 'the "100% health" reform now fully in force for the full reimbursement of certain glasses, dental prostheses and hearing aids.

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A response to the government

But this remains lower than the 3.8% increase in the national health insurance expenditure target (Ondam) - excluding the costs of the health crisis - voted in the Social Security budget for 2022, underlines the Mutuality.

A response to the government, which had, like every year, put pressure on complementary health insurance in the fall.

The Minister of Health, Olivier Véran, had thus "firmly asked them to moderate the increase in contributions", his colleague from the Public Accounts, Olivier Dussopt, judging that "the stability of contributions would be a better policy".