The cheapest fixed mortgages of April 2024. Fixed rate mortgages have regained prominence.

They lost it while interest rates were very low, because at that time it was much more attractive. With rates practically at zero, it doesn't make much sense to opt for fixed mortgages, which will always force us to pay a higher fee. But at the moment when rates have started to rise, many seek to protect themselves from the effects of those increases. The characteristic of a fixed mortgage is precisely that we always pay the same, from the first to the last installment, regardless of whether interest rates rise or fall.