National household deposits decreased by more than one trillion yuan in April. Long-term fixed deposit interest rates of more than 4% are rare.
Many experts believe that bank deposits are "moving" to financial management. Many bankers believe that controlling the cost of debt is conducive to easing the pressure on interest margins and ensuring certain profit margins. In the face of the phenomenon of deposit relocation and cross-regional movement, the more urgent thing for commercial banks at present is to stabilize the net interest margin.