The 12-month Euribor, the indicator most used in Spain to calculate variable mortgages, will close March on the rise again, around 3.72%. It will mean a slight increase in the fee for those who review their loan annually, although it will entail relief for mortgage holders who do so semi-annually.

Experts at the technology company Ebury expect a lateral movement of 3.7% in the short term, with falls and rises in the long term. But they see a fall significantly from June and they expect it to be in the range of 3 % and 35% at the end of 2024.