<Anchor> It
is a friendly economy time.
Today (9th), I will be with reporter Kwon Ae-ri.
Today's news is about voice phishing.
It is said that there is even a warning from the financial authorities to be careful. What kind of method is it?
<Reporter>
Yes, seeing the type of voice phishing that you have to be careful these days, I felt I had to say something here.
I am emphasizing that you should start preparing for the year-end tax settlement from now on, but if a text comes from the IRS, you can delete it without asking or asking.
There is nothing to view.
These days, voice phishing, which sends text messages pretending to be the National Tax Service while claiming to be related to year-end tax settlement, is concerned, and the Financial Supervisory Service even issued a consumer alert.
It is a method of sending a link pretending to be Hometax, the IRS site, saying that you can inquire about the income deduction requirements, or that you will receive a refund as much as this, and check it out.
If you click this link, a malicious app will be installed on your phone, allowing the phisher to control your phone remotely.
It's good to use Home Tax to do a good job at year-end tax settlement, but I have to type 'preview year-end tax settlement' in the search box and go there.
The IRS never sends texts like this to individuals.
We do not suddenly text or call citizens for any other reason, not just for year-end tax settlement.
It would be nice to note that no government agency, including the National Tax Service or the impersonation of the prosecution, which can be said to be a classic of voice phishing, does not suddenly call or text individuals.
<Anchor>
So, recently, it is related to the year-end tax settlement. Then erase it, this is it.
Okay.
No, and again, you said you were doing it against students?
I heard that voice phishing is prevalent against students who are waiting for the news of college admission after the entrance exam?
<Reporter>
Yes, at this time of year, the voice phishing method of targeting students and impersonating colleges has been rampant these days.
It's really bad.
If I say that I am the family of the current examinee, I am anxiously waiting for the news of acceptance, but it will be really hard not to be fooled by text messages or phone calls asking for tuition payment or personal information.
And when I asked, the Financial Supervisory Service discussed with the Ministry of Education and the University Education Council.
Unlike government agencies, there are more than 330 universities nationwide, so it is difficult to guarantee that none of them will use text messages to the extent of sending information.
But even so, be suspicious of texts asking for money or personal information right away.
You must go directly to the website of the university you applied for to check and process everything.
There are steps you can take right away if you suspect that you have been hooked by phishing.
The name is a bit complicated.
So, I would like you to watch the subtitles go out and capture and use them.
Enlarge Image
If you type in the search box for the subtitle 'Personal Information Exposure Accident Prevention System', it will appear right away. If you register your personal information here, you will be restricted from creating a new account or card in your name.
But then it makes me uncomfortable too.
So once I've confirmed that my name seems secure, I can unregister right away.
You will then be free to write your name immediately.
And, as I have mentioned many times here, you can check all of your accounts in your name through the account information integrated management service that appears when you type 'my account at a glance' in the search box.
You can check if there is no cannon account that someone else has made and is using in your name.
<Anchor>
There are various services.
It would be nice to know and use it well.
Let's find out one more news today.
Jeonse loans decreased for the first time in history?
<Reporter>
Yes, this is the first time.
It's a decrease in mortgage loans.
It was in 2016 that I started to publish this charter loan-related statistics, and this is the first time since then.
It is a whopping 1 trillion won less than a month ago.
There are not many jeonse and monthly rent transactions these days, but if you say you signed a contract for a house to move to, there is no charter contract, and it is called monthly rent or reverse rent.
This year, there were about 205,000 contracts for jeonse and monthly rent by October, and the monthly rent is more than the jeonse.
About 52% is monthly rent.
Right now, the interest rate on charter loans in the first financial sector is around 7%, so I can't borrow money willingly.
And in these days of real estate decline, it is burdensome to deposit a lump sum of money, and it seems that it is cheaper to pay monthly rent to the landlord than to pay interest to the bank.
As a result, the recent decline in charter prices in the metropolitan area is the highest ever.
I wonder if the jeonse may increase again during the moving season before the new semester next year, although this kind of prospect comes from somewhere, but when it comes to renting a house, the atmosphere in which jeonse, not monthly rent, is the trend is definitely underway.