The bank written test was once again "difficult" on the hot search, netizens were abused and lamented that they "tested an encyclopedia"
"Before the exam, I still regret not preparing for it in advance. After the exam, I am thankful that I didn't waste time."
In the annual school recruitment season, the bank written examination was once again "difficult" to get out of the circle. A few days ago, terms such as "CCB Written Exam" and "CITIC Bank Written Exam" were highly searched.
Some netizens sigh with emotion: "I took an encyclopedia test and took out two nails in three hours."
At present, many banks have successively launched their campus recruitment plans in the fall of 2022.
Among them, several state-owned banks have recruited more than 10,000 people.
With the advancement of the recruitment process, the bank's written examination has once again become the focus of the market.
"The test content generally has two parts: English and non-English. The English part is relatively large. Sometimes there is a lot of reading comprehension, and it can't be done within the required time." Xiaowan, who just finished a bank written test (Pseudonym) said to a reporter from China Business News.
The large number of questions and the high degree of difficulty are the mainstream feelings of many examinees on bank written examinations in recent years.
Despite this, the number of candidates participating in the bank exams is still high each year, which can be seen from the high attention on social platforms; at the same time, the scale of bank school recruitment is also expanding; but on the other side, there is a reality The situation is that the number of bank employees is decreasing.
According to analysis by industry insiders, this is mainly due to the acceleration of the bank's digital transformation process and the reduction of physical outlets.
In this context, the reporter learned that, unlike in the past, the current banking industry’s demand for financial technology talents is increasing.
When bank school recruitment is in progress
"This year, I have participated in the written test of three banks, namely Agricultural Bank, Shanghai Pudong Development Bank and Postal Savings Bank." Xiaowan told China Business News that because of the postponement of graduation, this is her second year to participate in bank school recruitment.
Compared with the first year, I have more experience and more confidence.
However, she still said, "The pressure is quite high, after all, the competition is relatively high."
Every August to October is the day when major banks issue autumn recruitment announcements, and it is also a day when candidates like Xiaowan are frantically writing questions to prepare for the exam.
At present, the six major state-owned banks and many joint-stock banks including China Merchants Bank, Shanghai Pudong Development Bank, and China CITIC Bank have issued autumn recruitment plans.
A reporter from China Business News learned that the general process for candidates to participate in school recruitment is: submit a resume-accept a written examination invitation-interview-receive a signing invitation-physical examination-sign; the bank's process is: screen resume-send a resume invitation-according to The ranking of the test scores is based on a certain proportion of interview invitations-signing invitations-signing and so on.
"I have been following some autumn recruitment information groups before, and everyone will share news in the groups." Xiaowan said.
In order to prepare for the exam, she also specially participated in the relevant training courses of the bank exam and the one-to-one revision instruction course for the resume-the latter is priced at 199 yuan per class, mainly for the teaching staff to "package" the resume.
Judging from the banks that have announced their recruitment information, state-owned banks currently account for the bulk of the number of recruitments.
According to statistics, in 2022, Agricultural Bank plans to recruit more than 22,000 people, ICBC recruits more than 19,000 people, China Construction Bank recruits more than 16,000 people, and Bank of China recruits more than 11,000 people.
Superimposed on the recruitment scale of other banks, some analysts say that the total number of autumn recruitment by banks this year will exceed 100,000.
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From the point of view of recruitment agencies, it mainly includes relevant departments of the head office and local branches.
For example, the recruitment information of ICBC shows that the recruitment agencies cover 39 tier-one (directly-affiliated) branches, 11 directly-affiliated institutions, profit centers, and 7 integrated subsidiaries of ICBC; the Agricultural Bank also covers the headquarters management department (including dispatched disciplinary inspections). Group) and directly affiliated institutions of the head office.
Recruitment positions include management trainees, various business positions, customer service manager positions, and comprehensive business positions.
For example, the Bank of China Shanghai RMB Transaction Business Headquarters plans to recruit 5 people, the Bank Card Center plans to recruit 30 people, and the Minor Language Training Program plans to recruit 10 people.
Among them, the screening conditions for positions at the head office are usually strict, focusing not only on academic qualifications, but also on professional abilities, resources, etc. Many head office departments start with a master's degree, requiring double "985" for undergraduate and master's schools, or well-known foreign universities.
For such employees, banks mainly focus on cultivating professional talents, and the applicants will basically participate in the management training program, and then rotate and fix positions; in contrast, the screening criteria for branches are slightly lower, and the educational background requires a bachelor's degree or above.
The reporter noticed that with the increase in the opening up of domestic finance, professionals with minor languages are favored by banks.
For example, Bank of China mentioned in its recruitment that minor language graduates are an important talent pool for Bank of China's global operations. After recruiting, they will implement a special training plan and will be dispatched to corresponding overseas institutions according to work needs and training conditions.
Languages accepted include German, French, Japanese, Korean/Korean, Spanish, Portuguese, and Serbian.
In addition, the Agricultural Bank of China also explicitly recruits minor language positions. The bank mentioned in the recruitment announcement that the head office headquarters recruits minor language professionals according to work needs, and the required languages are Arabic and Spanish.
After entering the job, you should first study and exercise in the relevant department of the head office, and then be assigned to overseas branches to work according to work needs.
ICBC has also set up the International Talent Program, which is mainly through the joint training and training of domestic branches and overseas institutions, to reserve business talents with international vision and professional experience for provincial and key city branches.
Like an encyclopedia
According to the school recruitment process, some banks have recently started the written examination process, and subsequently, the bank written examination once again appeared on the hot search list.
On the day of the CCB written test, some netizens commented: "I'm afraid it's not for the president of China Merchants Bank. I read 3 articles in 15 minutes in English, so that I, who have passed the eighth grade, will call good guys." Some netizens sighed with emotion: "I took the test. In this encyclopedia, two nails were removed in three hours."
In addition to the CCB written examinations, the CITIC Bank in the past few days has also been popularly searched due to the collapse of the written examination system.
"The exam started at 2 o'clock, and it took half an hour to enter the system." A netizen said.
"I hope that this kind of problem won't happen again in the next exam, and give us a good exam environment. This kind of system crashes, but it's really too difficult." Some netizens sighed.
In recent years, during the school recruitment season, it has become a common practice for the bank written examination to be listed on the hot search. Many candidates who participated in the written examination will complain about the difficult and large number of questions in the bank written examination on the social platform.
Xiao Wan told reporters, "The content of the bank's written examination is similar to that of the civil service examination, but it covers a wider range of knowledge points, which makes people hard to guard against. For example, the Bank of China's written examination last year also took physics, chemistry and biology."
China Merchants Bank’s written test was also on the hot search list last year. The written test included several mini-games such as "point the stars", "track the ball" and "find the difference together".
In the game of "tracking the ball", candidates need to select the small ball that flashes in the screen at the beginning after the screen is frozen. The candidates reported that they had already seen Venus after the exam, and even joked that China Merchants Bank was looking for a "microscopic identification" like Wang Yuheng. The "Most Powerful Brain" contestant of "Water".
Generally speaking, the content of the bank written examination consists of two parts: English and non-English.
Among them, the English part has a relatively large amount of questions, which are divided into multiple choice questions and reading comprehension; the non-English part is mainly the content of professional courses, such as accounting, finance-related knowledge, and law and current affairs.
In addition, “every bank will also ask some common-sense information about its own bank, such as listing time, bank logo, bank customer service phone number, and even the stock code of its own bank.” Xiaowan said.
Although the written test questions are difficult, there are feedback from netizens that you don’t need to pay too much attention to the scores. The written test scores only account for part of the weight, and most banks invite interviews based on the score ranking, not the score line. For example, some banks allow the top 60% to be ranked. Of people participate in the interview, and then select suitable candidates from 60%.
High demand for financial technology talents
Behind the frequent hot searches for bank written examinations, it also reflects the "preference" of graduates for such positions.
When asked why he wanted to take a bank exam, Xiaowan replied: “The bank’s work is relatively stable and the platform is relatively large; although the salary level is not high in the financial industry, it is medium in all industries, and there is room for improvement; Compared with other companies, it has a relatively complete promotion system and management model."
Xiao Yang (pseudonym), who has been employed for half a year, also gave the same reason.
"At that time, I chose to test the bank because it has a relatively large platform and a relatively complete promotion mechanism, which can help newcomers to grow up better."
Perhaps because of these advantages, banks have become the choice of many recent graduates in recent years.
According to the "China Regional Financial Operation Report" issued by the People's Bank of China each year, the number of domestic banking practitioners has increased from 3.08 million in 2010 to 3,966,100 in 2019.
"Compared with other financial institutions, such as securities companies and fund companies, banks have lower risks in the context of increasing economic uncertainty, so it is not difficult to understand that fresh graduates get together to apply for the bank." Professor Wang Yongqin of the School of Economics of Fudan University told reporters Express.
However, Xiao Yang also mentioned that the work intensity of the bank is not as easy as imagined. Overtime is the norm, and the performance pressure of front-line employees is even greater. "It's actually like a'siege'. I plan to look at other opportunities in two years."
From the perspective of bank recruitment needs, the reporter noticed that with the acceleration of digital transformation, banks have increased their demand for financial technology-related talents.
For example, in this recruitment, ICBC specially set up the "Technology Elite Program", which mainly provides scientific and technological talent reserves for product development, user research, big data analysis, platform construction, information security and management, etc.; CCB has set up special technology projects Talents, mainly engaged in data mining and analysis, big data marketing, technology research and development, system operation and maintenance and other related work; among the management training students recruited by Bank of China, the number of information technology posts is the largest.
"This reflects the importance that banks attach to financial technology, and it can also be seen as a positive response to the rapid development of financial technology companies." Wang Yongqin said, especially in recent years, banks have continued to increase their investment in financial technology and vigorously develop digital Finance, correspondingly generates a lot of job demand.
A senior practitioner in the banking industry also said that the current talents recruited by banks are not limited to economics and finance-related majors. Instead, they are more inclined to compound talents. It is best to understand both technology and finance, with a broad vision and high overall quality.
(Author: Duan Siyu)