Last month's loan balances of banks and credit unions were over 576 trillion yen, down from the previous month for the first time in two months.
This is because the repayment of loans is progressing mainly in large companies with strong business performance, but the loan balance for small and medium-sized companies is still at a high level.
According to the "Trends in Lending and Deposits" released by the Bank of Japan, the balance of loans to companies and individuals by banks and credit unions nationwide averaged 576,848.1 billion yen in the last month, the first time in two months. It decreased from the month.
This is due to the fact that large corporations with strong performance are making progress in repayment of loans, and the balance of loans at city banks has decreased by 1.6% from the same month of the previous year.
On the other hand, at regional banks, which have a large number of loans to small and medium-sized enterprises, the balance of loans increased by 2% from the same month of the previous year due to refinancing of working capital, etc., while the influence of the new coronavirus was prolonged, and the level was high. it is continuing.
The Bank of Japan said, "Although the voice of additional borrowing due to the influence of the new coronavirus is gradually disappearing, the demand for funds in industries such as food and drink and accommodation, where there is concern that the influence of corona will be prolonged, We need to keep an eye on it in the future. "