At the beginning there is the cash drop, a comprehensive overview of your own financial situation in order to get a realistic picture of how things are going with the security and the financial leeway.
Only when it is clear how big the personal pension gap actually is in old age and which savings milestones are still important from now on does the next step follow: an honest examination of your own investment behavior: What type of investor am I - and how much risk am I over time even ready to endure?
This is the only way to create a financial plan that is not immediately thrown overboard again after a short time.
When renovating your private finances, it goes without saying that you shouldn't miss your own offspring.
How do I best protect my children and how do I invest the money for them in such a way that the return and tax advantages are right?