China News Network Client Beijing, June 30 (Reporter Li Jinlei) The first half of the year is about to pass, and the second half is about to open. In the second half of the year, the Social Security will usher in at least 5 changes that will affect your money bag.
Pension cartoon. Author: Wang Shanshan
The pension increase of various provinces will land one after another
The Ministry of Human Resources and Social Security announced in April this year that pensions for retirees rose by 5% in 2020, achieving a "16 consecutive increase." However, currently only Shanghai has issued a pension adjustment plan for 2020, and the remaining provinces have not yet announced it.
Therefore, starting from the second half of the year, the remaining provinces will successively release pension adjustment plans. At present, Shandong, Jiangxi and other places are clear to increase the pension in place before the end of July.
The basic pension for urban and rural residents will also rise. In accordance with the opinions of the State Council on the implementation of the division of labor in the key work departments of the "Government Work Report" published on June 11, the minimum standard for basic pensions for urban and rural residents was raised. The Ministry of Human Resources and Social Affairs and the Ministry of Finance will take the lead in promulgating relevant policies by the end of July.
SMEs continue to waive three social security fees
Recently, the Ministry of Human Resources and Social Security, the Ministry of Finance, and the State Administration of Taxation issued the “Notice on Issues Concerning the Extension of the Implementation Period for the Periodic Reduction and Exemption of Corporate Social Insurance Fee Policies”. The provinces, autonomous regions, municipalities directly under the Central Government, and the Xinjiang Production and Construction Corp. The policy of exempting part of the unit payment of fees will be extended to the end of December 2020.
Enterprises that have serious difficulties in production and operation due to the epidemic situation may continue to postpone the payment of social insurance premiums until the end of December 2020, and will be exempted from late fees during the period of postponement.
The reduction and exemption of social security premiums will continue to reduce the burden of social security for small, medium and micro enterprises, and further help enterprises to overcome difficulties.
Data map: The public handles social security business. China News Agency reporter Zhang Binshe
Provincial pooling of old-age insurance will be implemented by the end of the year
The above-mentioned circular issued by the three departments also requires that provincial governments should effectively bear the main responsibility, accelerate the promotion of three social insurance provincial-level coordinating work, and ensure that the provincial employees' basic pension fund will be collected and paid by the end of 2020.
Prior to this, 20 provinces across the country have realized the provincial-level collection and expenditure of pension insurance funds. This means that by the end of the year, all provinces will realize the provincial-level collection and expenditure of pension insurance funds.
With the improvement of the overall planning level, the payment of pensions on time and in full is more guaranteed. This will not only further enhance the guarantee function of the province's fund insurance issuance, but also lay a better foundation for the realization of national pension insurance overall planning.
Use social security cards throughout the pension insurance business
According to the "Notice on Compressing the Issuance and Production Cycle and Optimizing Social Security Card Management Services" issued by the General Office of the Ministry of Human Resources and Social Security in 2019, by the end of 2020, the social insurance card will be used in the entire process of the pension insurance business, and the social security card will be promoted in employment services and the real-name management of migrant workers And payroll applications.
The use of social security cards in the entire process of pension insurance means that social security cards are also used to receive pensions. Recently, Guangzhou and other cities have issued notices requiring retirees to use social security cards to receive pensions.
It should be noted that to use the social security card to receive pensions, the financial functions and bank accounts of the social security card must be activated so that the pension can be received normally.
Social security card information map. China News reporter Li Jinlei
Before the end of the year, medical insurance for urban and rural residents cancels personal accounts
According to the requirements put forward by the National Medical Insurance Bureau and the Ministry of Finance in 2019, the implementation of personal (family) accounts for urban and rural residents' medical insurance should be canceled before the end of 2020, and a smooth transition to outpatient co-ordination; if the personal (family) accounts have been cancelled, they must not be restored or disguised Settings.
Resident medical insurance personal (family) accounts have some drawbacks. First, the amount is very small, and the protection is insufficient. In fact, it is difficult to play the role of outpatient guarantee. The second is poor mutual aid capacity, which is limited to individuals or families, and it also weakens the fund’s overall ability to protect. The third is easy to induce abuse.
The National Medical Insurance Bureau explained that the cancellation of personal (family) accounts for medical insurance for urban and rural residents will not reduce the medical insurance benefits of residents, but will be achieved through the promotion of outpatient co-ordination. After the promotion of outpatient co-ordination in various places, the medical expenses of outpatient minor diseases can be included in the payment scope of the co-ordination fund. The common and frequently-occurring out-patient medical expenses of the masses in the primary medical institutions can be reimbursed, the proportion is about 50%. (Finish)