China's visa-free "circle of friends" continues to expand, and exchanges between China and foreign countries are becoming increasingly closer. A problem has arisen: foreigners in China mostly use payment methods such as bank cards and cash, which is different from the domestic payment habits of mobile payment.

When using mobile payment, there are problems with real-name authentication and payment limits, which makes payment inconvenient for some foreigners. Alipay is currently piloting, and overseas users can have a certain payment limit without identity authentication.