The first fear of any landlord is to end up with a bad payer as a tenant. To avoid this, managers usually ask applicants for a very complete file. The goal: to ensure that they are able to pay their rent.
Concrete supporting documents
If the law gives a great deal of latitude to rental companies, they cannot demand everything and everything. Indispensable, a copy of a valid ID must be provided. In order to ascertain the candidate's previous housing situation, the owner can also request one - and only one - proof of address. It can be, according to its choice, three receipts of rent, a certificate of accommodation or election of domicile or even a notice of property tax or a title deed.
But it is above all the applicants' professional situation and their resources that are decisive. Reason why the law allows the lessor to ask as many supporting documents as he wishes, within the limit of a precise list. Employment contract, employer certificate specifying the position and salary, professional card, K-bis extract or even an INSEE identification certificate for the self-employed may be required. As for the level of resources, it can be assessed in the light of the last three pay slips, the last two accounting balance sheets, the last three months of compensation payments such as a retirement pension or social benefits, an opinion allocation of a student grant, proof of property income, the last or penultimate tax notice and a simulation certificate for housing aid.
Means of control
To meet the requirements of donors, candidates are however tempted to embellish certain elements of their file. With good photo software, it is easy to transform a CDD into CDI or inflate a salary. How to unmask the fraudsters? The first reflex is of course to ask for as many supporting documents as the law allows: the more there are, the less likely they are all to be false. An address can then be verified using the yellow pages, while a quick search on the Internet generally confirms that the person is the one in the rental file photo. Furthermore, do not hesitate to compare the gross income stipulated in the employment contract and the monthly income indicated in the salary statements, before making sure that this amount is consistent with that of the tax notice. .
Some real estate agencies also contact the candidate's employer to verify the veracity of the advertised position. That said, nothing forces the boss to respond. On the other hand, the Siren number makes it possible to know for sure if the company mentioned is real or not on Infogreffe.fr.
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