She denounces a "blow on purchasing power".

As every year, the UFC-Que Choisir conducted its survey on the prices of complementary health.

A study focused on individual contracts, which therefore reflects the situation of retirees more than that of active workers.

On the basis of “594 contracts relating to 128 organizations”, the study concludes with “a median increase of 7.1%” or “126 euros over the year”.

In one out of five cases, the increase even exceeds 240 euros.

Amounts revised upwards while “inflation reaches peaks” and stood at 5.2% last year, underlines the association in a press release.

"A lack of clarity" of complementary health

The trend appears more marked among insurers (+9%) and provident institutions (+8.8%) than among mutuals (+6.9%).

This last figure is, however, significantly higher than the 4.1% announced by the French Mutual at the beginning of January for the same individual contracts, based on data provided by 35 organizations covering 18 million policyholders.

Without explaining this discrepancy, UFC-Que Choisir points to the "lack of clarity" of complementary health insurance, whose expiry notices often fail to "mention the price increase in euros or as a percentage", as well as the "expenses organization management”, which represent on average 20% of the contributions paid.

To remedy this, the association "calls on the government to impose more transparency" so that consumers can "compare offers (and) compete via termination at any time" which came into force at the end of 2020.

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