Chinanews.com, Chengwu, Shandong, December 26th (Lv Yan, Li Peilei, Songao) In order to promote the construction of "virtue and martial arts" in the new era, deepen and solidify, deepen the strategy of rural revitalization, and gather the joint efforts of government and bank cooperation, Chengwu, Heze City, Shandong Province The county has actively explored the establishment of a civilized credit transformation mechanism, created and promoted the "virtue + credit + finance" model, and embarked on a road of good governance to cultivate virtue, virtue to transform credit, and credit to promote development.

  At the New Era Civilization Practice Station in Fenghuang Community, Dangji Town, Chengwu County, the 2022 "Meide Credit Village" and "Meide Credit Users" awarding and credit ceremony was held as scheduled.

After voting by public representatives on the spot, 2 "Meide Credit Villages" and 8 "Meide Credit Users" were selected, and a total of 1.8 million yuan (RMB, the same below) was given a Rural Commercial Bank Meide Credit loan line.

  "I got a lot of virtue points for honoring the elderly and managing village affairs. I didn't expect these virtue points to exchange for a virtue credit loan of 300,000 yuan, which was of great help to me in starting a business." Chengwu County Party Committee Guo Wei, a villager in Guolou Village, Fenghuang Community, Market Town, said.

The picture shows the scene of the awarding and crediting ceremony of "Meide Credit Village" and "Meide Credit Users" in Chengwu County in 2022.

Photo by Li Yanju

  "This loan product can have a maximum amount of 300,000 yuan, a relatively low interest rate, and a relatively long cycle. The longest cycle can be up to 5 years, which will help farmers start their own businesses and become rich." said Diao Xiupin, vice president of Chengwu County Rural Commercial Bank.

  Since 2021, Chengwu County has introduced a point-based management system, created a virtue credit transformation mechanism, and recently launched a pilot project for the construction of a "virtue + credit + finance" model in Fenghuang Community, Dangji Town, to stimulate villagers' enthusiasm and initiative in participating in rural governance , Let virtues and good deeds, rural customs and civilization have a "mirror" to reflect, a "ruler" to measure, and a "standard" to compare.

  "Since the implementation of the virtue point system in our Fenghuang New Village, villagers have actively participated in village affairs, including epidemic prevention and control, community sanitation, volunteer services, etc., which has given our village a new look." Guolou Village Party branch secretary Guo Xiangxing said.

  Let virtue become "gold" and credit have a "price".

Through the transformation of virtue and credit, Chengwu County guides the whole society to uphold morality, be kind, keep promises, promote inclusive financial services to sink villages and towns, and make useful explorations and practices for promoting the modernization of rural governance.

(use up)