Young people's anti-fraud combat: knowledge of words and key disassembly routines
"The liar is so bad, even an old woman like me!" Zhang Guizhi (pseudonym) in Haidian District, Beijing, who was nearly eighty years old, received a call from overseas. Her identity information registered the company.
"We suspect that the funds under your name are illegal gains. You are suspected of breaking the law. Please cooperate with our investigation." Grandma Zhang panicked.
Under the "guidance" of the "police" many times, more than 700,000 yuan in Grandma Zhang's card disappeared a few days later.
Realising she had been scammed, she called 110.
In recent years, there has been a high incidence of telecommunications and network fraud crimes, showing the characteristics of cross-border, specialization, and groupization. The criminals use communication tools, the Internet and other technical means to create a fraud "playbook" for the vulnerable elderly groups. Step by step set up sets, so that many elderly people are trapped in it.
On May 10, the Propaganda Department of the Central Committee of the Communist Party of China and the Ministry of Public Security jointly launched the "National Anti-Fraud in Action" centralized publicity month campaign to further strengthen publicity and education, mobilize the power of the masses, gather the wisdom of the masses, and create a strong anti-fraud atmosphere for the whole people and the whole society. .
Nowadays, more and more young people are constantly participating in anti-fraud operations.
The People's Procuratorate of Haidian District, Beijing, and five college student associations, namely Tsinghua University, Peking University, Renmin University of China, China University of Political Science and Law, and Beijing Normal University, established the "School Inspection and Anti-Fraud Volunteer Team".
Scammers reach out via encrypted chat
According to Grandma Zhang, after receiving a call from the "police", she added the other party's WeChat account for video communication and provided facial features.
In order to prove that the deposit in the card is not illegal income, according to the request of the other party, Grandma Zhang aggregated all the money in the four bank cards under her name into one bank card.
"They were all wearing police uniforms and communicating with me 'face to face'. Who would have thought it was a scam?" Grandma Zhang was furious.
"This case is a telecommunication network fraud case using 'Duokabao' equipment." Tian Kun, assistant prosecutor of the Second Procuratorate of Haidian District People's Procuratorate, told China Youth Daily and China Youth Network reporter that "Duokabao" is a kind of Multi-card multi-standby equipment, users can insert multiple mobile phone cards at the same time, and remotely control and make calls through mobile phone software.
Tian Kun introduced that in this case, the upstream and downstream criminals not only communicated through encrypted chat tools, but also distributed illegal benefits by scanning a third-party payment QR code to cash out. Guide the public security organs to obtain background data from the Dokabao company involved in the case, and make full use of the electronic data review room of our hospital to recover data from some of the chat records between the criminal suspects, confirming that the mobile phone number contacting Grandma Zhang is a crime Molecules allocated it through the seized Dokabao involved in the case.”
In this case, 9 smartphones, 17 “Duokabao” devices, and 6 wireless routers were seized, and the electronic data was huge.
A total of 55 mobile phone cards were inserted into these "Duokabao" devices, and more than 10,000 calls were made.
On December 17 last year, the Haidian Branch of the Beijing Municipal Public Security Bureau arrested three suspects and transferred them to the Haidian District People's Procuratorate for review and prosecution.
After review, the three criminal suspects in this case provided technical support for communication transmission for upstream fraudsters by setting up "Duokabao" equipment and inserting mobile phone cards.
On April 14 this year, the Haidian District People's Procuratorate prosecuted three defendants for allegedly helping information network crimes.
"'Duokabao' was originally a technological innovation in the field of communications, but in recent years it has become a 'sharp weapon' for criminals to conduct online fraud." Tian Kun said that since the fraud gang in this case is far abroad, it is even more difficult to crack down on the source, Zhang said. The more than 700,000 yuan defrauded by grandma has not been recovered so far.
Liars make up stories, play roles and stage "scripts" to defraud the elderly
"Pension pension scams, housing pension scams, fake investment and wealth management, impersonating customer service, and impersonating the public security law are five common fraud routines targeting the elderly." Tian Kun said that in the face of a wide variety of fraudulent methods, some elderly people are unfamiliar with Insufficient awareness of new things, weak ability to distinguish information, and the need for companionship have become the targets of fraudsters, and it is especially necessary to be vigilant against all kinds of frauds in the name of "retirement".
Tian Kun pointed out that many fraudsters, under the guise of knowing the staff of the Human Resources and Social Security Bureau and the Social Security Bureau, charged a one-time amount ranging from 10,000 yuan to the uninsured elderly, falsely claiming that they could help them with agency services and make up for the society at one time. Endowment insurance premiums can enjoy the endowment pension.
There are also fraudsters targeting the houses of the elderly, launching the "house-for-age care" project, fooling the elderly into mortgages for real estate loans, and using the loaned money to buy "high-yield" "financial management projects".
"In the early stage, the elderly could still get benefits, but then the scammers ran away with the money, and the house was forcibly transferred, leaving both the old man's money and the house empty." Tian Kun said.
"Currently, there is no difference in the ways of committing telecommunication and network fraud, and anyone can be deceived." Xie Ling, associate professor and master tutor of the School of Criminal Investigation, Southwest University of Political Science and Law, said that the elderly participate less in social affairs and their living conditions are relatively simple, but It is also a group with a certain level of consumption and security needs, so it is easy to become the target of fraud gangs.
In particular, some elderly people living alone and "empty nesters" cannot obtain timely verification and help from their relatives and children after contacting fraudulent information, which increases the risk of being "brainwashed" by multiple role-played fraud scripts.
There are also some fraud gangs that specifically target the daily routine of the elderly, choosing to defraud the elderly after 9 am on weekdays when their children go to work and school.
Xie Ling pointed out that because the elderly lack Internet financial knowledge and do not understand personal information leakage, account changing software, documents, video fraud and other black and gray products, it is easy to believe the other party's fake identities of various public offices, customer service, merchants, etc., and fall into fictitious identities. Fraud script, "obey" the instructions of the criminals, but they do not know that important and fast payment information such as mobile phone verification codes are exposed during the operation.
National anti-fraud young people should do this
Scenarios explain talk shows, live online Q&A, unlock online financial knowledge... In the face of the elderly who encounter online fraud, many young people stand up.
On July 24, 2021, an anti-fraud battle was staged in Shapingba District, Chongqing.
Grandma Wu, an 80-year-old old man, likes to trade stocks on weekdays, and met a "mentor" on the Internet. This person recommended the stock trading group to Grandma Wu, and occasionally sent a link to "listen to a class" for her to learn. Grandma Wu quickly grew into a "golden" member".
Later, under the pretext of helping Grandma Wu realize wealth appreciation and preservation, the "mentor" recommended her to buy an original stock with a higher yield, and instructed her to download the app and open an account.
Grandma Wu went to several banks to transfer money, open online banking and other operations. The staff found that the app used by Grandma Wu was suspicious and immediately reminded: you may have been deceived.
Grandma Wu remembered that her "mentor" told her, "Don't look for bank staff, don't look for the police, because this is an internal welfare, and the fewer people who know it, the better."
Grandma Wu was convinced, but thought the bank was "a lot of things".
The bank staff decisively called the police, and in the face of the police's persuasion, Aunt Wu still insisted on transferring money.
As a member of the anti-fraud research team of Southwest University of Political Science and Law, Xie Ling, who was informed of the situation, rushed to the scene to try to block the psychological control of the fraud gang against Grandma Wu.
"Special groups like Grandma Wu need targeted psychological counseling." After two hours of communication and counseling by Xie Ling, Grandma Wu finally let go and showed the police the chat record and app interface with the "mentor".
Xie Ling believes that anti-fraud prevention and anti-fraud requires national action. Communities, grass-roots police stations, and anti-fraud volunteers work together to widely do a good job in popularizing the law. At the same time, encourage the elderly to actively learn anti-fraud knowledge and keep every penny of "retirement money". ".
Tian Kun reminds the public to be vigilant and cautious when encountering phone calls and text messages that can accurately state their personal information such as their name, ID number, home address, etc. , and don’t install unfamiliar apps casually. If you have any questions, please contact the public security organ for verification.
Tian Kun reminded that the elderly should obtain scientific knowledge of health care from formal channels and seek medical treatment in formal medical institutions. Fraud Center App to effectively identify and block fraudulent calls and text messages.
China Youth Daily and China Youth Daily reporter Han Yangxian Oujie