With the reduction of the adult age, at the age of 18, you will be able to buy financial products such as stocks and investment trusts without the consent of your parents.
While getting familiar with investing from an early stage, some parents are worried.
Kyoki Yamamoto (16), who attends a high school in Sapporo, opened a securities account for stock investment in January last year with the consent of her parents.
When he was in the third year of junior high school, he became interested in having a simulated experience of stock investment as part of a social studies class.
He used his savings of 50,000 yen to buy and sell stocks and investment trusts, and is currently earning an unrealized gain of about 17,000 yen.
Since he started investing, he says that reading newspapers to gather information has become a daily routine, and news about government policies and international affairs that affect stock prices has become familiar.
Regarding Hibiki's investment, her mother Akiko was initially worried that she might not have enough knowledge to invest, but she decided to open a securities account on condition that she would check the status of the transaction. I agreed.
After that, she saw Kyoki enthusiastically reading newspapers and books on finance, and she saw the investment as a good opportunity to broaden her knowledge.
She said she said, "I thought it would be better to save money in high school, but it was great because she saw financial news and started to be interested in world affairs. "She says.
Hibiki is interested in trying "margin trading" when he grows up at the age of 18.
By borrowing funds and stocks from a securities company, he can aim for a large return with limited funds.
However, Akiko said, "I'm afraid that 18-year-olds and 19-year-olds may get ahead of the game because of their interests, so suddenly I get a phone call from my son saying that he has debts. I open an account myself without consulting my parents. I'm worried because I can't check it well. "
Mr. Hibiki said, "I think it is necessary to set a line to cut losses so that the debt does not increase, but it is difficult to draw that line, so I would like to study from now on."