Will the insurer Axa and the restaurateurs come to an agreement? After the Covid-19 crisis, numerous legal proceedings were launched by restaurateurs against the insurer Axa who refused to compensate the months of confinement. If the various decisions have been able to prove one party right, sometimes the other, it is clear that the insurer has often lost. If Axa has always maintained that compensation for confinement was not provided for in the contracts, the insurer put on the table in June a global envelope of 300 million euros to settle the disputes out of court. courses with 15,000 restaurateurs.

“To date, 80% of our customers are affected, regardless of the size of the establishment (from the smallest to the largest, in terms of turnover) or their background (in litigation or not) who are entered into the voluntary process "by agreeing to engage in a discussion, assured the group Thursday.

50% compensation for the shortfall over three months

Axa had given them until the end of September to start the process.

At the end of September, the deadline had finally been extended until November 15 and 70% of the restaurateurs concerned had then initiated discussions.

Axa's offer, which generated a net profit of 4 billion euros in the first half of 2021, which is much more than in 2019 before the pandemic, aims to cover an amount equivalent on average to 50% of the shortfall establishments during the two confinements of 2020. This sum equivalent to 50% can however only be applied for a period of up to three months per each confinement, not beyond.

Axa, however, has repeatedly affirmed that the group remains convinced that the contracts were not intended to cover operating losses resulting from confinements, not wanting this offer to be perceived as a form of acknowledgment of guilt.

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  • Confinement

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  • Assurance

  • Covid 19

  • Restaurant

  • Coronavirus

  • Health

  • Restoration

  • Axa

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