False orders and swindling freight insurance "Wool" can ignore the law
Zhang Mengqi
According to reports, after discovering a loophole in the rules of freight insurance on the online shopping platform, a "post-90s" guy made false orders more than 4,800 times. He refused to accept the goods after purchasing the goods with freight insurance, and then applied for a return to obtain freight insurance. , Defrauding compensation payments amounted to more than 73,000 yuan.
The man was recently sentenced to three years’ imprisonment with a three-year probation and a fine of 20,000 yuan for committing insurance fraud.
This incident tells us a simple truth, not all wool can be gathered.
The freight insurance in online shopping allows buyers to obtain freight protection when there is a demand for returns, and sellers can also use this to increase product sales. This is a convenient shopping service used to transfer the risk of compensation for freight, but it has been targeted by criminals. Using them has become a "magic weapon" for making a fortune. This is not only a breach of the rules, but also a disregard for the law.
Although the premium of freight insurance is not high, it is also a type of insurance. Use the platform freight insurance compensation loopholes to run the return process, fabricate freight insurance accidents that did not occur, and obtain freight insurance compensation. The provisions of Article 198 constitute the crime of insurance fraud.
If you are greedy for nothing, you will pay a heavy price in the end.
At the same time, there are a large number of false transactions behind this operation, which directly leads to an increase in the number of false sales on online trading platforms, which has a negative impact on the construction of the credit system of the e-commerce industry and the healthy development of the Internet economy.
In recent years, with the development of the digital economy on the Internet, a family of "wool wool" has emerged. They use various preferential marketing policies such as "cashback" and "point redemption" from merchants to obtain a certain amount of income. Big economic benefits, using the discounts provided by the merchants as a profit-making tool, using the loopholes in the rules and technology of the merchants, using false transactions, illegal use of other people’s identity information, using plug-in software technology and other illegal means to profit, even forming Network gray and black industrial chain that specializes in arbitrage.
This operation has brought huge losses to the merchants, which not only violates the original intention of the merchants, but also touches the bottom line of the law.
This incident has sounded a wake-up call for many businesses.
As the subject of transactions, Internet operators need to further improve their own prevention capabilities in terms of rule-making and risk monitoring.
The market supervision department must also constantly update and improve the supervision mechanism, cut off the industrial interest chain in time, and help Internet companies plug the system of leakage.
At the same time, government departments must vigorously promote the construction of network integrity, promptly release relevant typical cases, guide consumers to use rules reasonably and legally, and continue to use multiple measures to promote the healthy and orderly development of the Internet economy.
(Author's unit: People's Procuratorate of Tongzhou District, Beijing)