, May 17th. According to the website of the China Banking and Insurance Regulatory Commission, the National Aging Office, the Ministry of Public Security, the Ministry of Civil Affairs, and the China Banking and Insurance Regulatory Commission jointly issued a warning on the risk of illegal fundraising in the elderly care sector on the 17th, saying that recently, some institutions and enterprises have been calling " Under the names of “Elderly Care Services” and “Healthy Elderly Care”, illegal fund-raising activities are carried out with the bait of “high interest and high return” to absorb funds of the elderly, causing serious property losses and mental harm to the elderly, and there are major hidden risks.

  The manifestations of illegal fund-raising in the elderly care sector include the following four categories.

One is to raise funds illegally in the name of providing "elderly care services."

Some organizations have clearly exceeded their bed supply capacity and promised services, in the name of "VIP card", "membership card", "prepaid card", prepayment of "old care service fees", etc., to charge members high membership fees, deposits, or top up membership cards And other forms of illegal fundraising.

  The second is to raise funds illegally in the name of investing in “elderly care projects”.

Some institutions or enterprises invest in, join, or buy shares in health and elderly care bases, sell fictitious retirement apartments, or lease long-term retirement beds, sell retirement apartment use rights, etc., through rebate sales, after-sale lease rebates, agreed repurchases, and high commitments. Illegal fund-raising in the form of interest, "private equity funds", etc.

  The third is to raise funds illegally in the name of selling "elderly products".

Some companies do not have the true content of the goods sold or do not sell the goods as the main purpose. They deceive by means of product repurchase, storage agency sales, consumer rebates, free medical examinations, free travel, gifts, conference marketing, health seminars, expert free consultations, etc. , Inducing the elderly to implement illegal fund-raising behaviors.

  The fourth is to raise funds illegally in the name of "retire care in housing".

For the purpose of illegal possession, some companies, under the banner of "household pension", through means such as holding promotion meetings and community publicity, to induce the elderly to sign "borrowing" or disguised "borrowing", "mortgage", "guarantee" and other related agreements , Mortgage houses to obtain loan funds, and then purchase the funds for its "financial management products" and promise to pay high interest rates for illegal fund-raising.

  There are three main aspects of risk warning.

One is that high interest rates cannot be cashed.

The high interest rates promised by institutions or enterprises are mainly derived from the fees paid by the elderly, which is a kind of dismantling the east wall to supplement the west wall.

Most companies do not have legitimate service entities and revenues that match their promised returns. It is difficult to sustain the operation of funds. High interest rates are only a fraudulent gimmick. Once the capital chain is broken, the high interest rates cannot be paid and the principal cannot be recovered.

  Second, the safety of funds cannot be guaranteed.

Institutions or companies that exceed the level of sustainable profitability promise to repay the principal and interest, using high interest as bait to defraud the elderly of money.

A large amount of funds from the public are difficult to be effectively supervised and controlled by the originating agency, and there is a risk of transferring funds and running out of funds.

  The third is that the demand for elderly care cannot be met.

Institutions or enterprises cheat and deceive the elderly to gain the trust of the elderly, promise high-end elderly care services or sell elderly care products to the elderly, often fail to achieve the expected results, and the elderly's needs for elderly care cannot be effectively met.

  In accordance with the "Regulations on Prevention and Handling of Illegal Fund-raising" and other relevant regulations, illegal fund-raising persons and illegal fund-raising assistants will be seriously investigated for legal responsibility, and participating in illegal fund-raising will be at their own risk.

The elderly and their families are requested to be vigilant, strengthen risk prevention awareness and identification capabilities, and consciously stay away from illegal fundraising to prevent damage to their interests.

If you find clues that are suspected of illegal crimes, you can actively report to the relevant departments.