A middle school in Foshan offers financial management classes
Teach "post-00s" junior high school students to plan carefully
Guangzhou Daily News (Photographic report by Feng Jiamin, a full-media reporter) After the "post-90s" bought funds, the "post-00s" junior high school students are also studying financial management!
On April 24, the Foshan Foreign Language School open day, a business class called "Magic Currency" was very lively.
Dozens of students in Class 708 of the school are discussing a question: "If there are 1 million yuan at home, how to make a suitable financial plan?"
This is an elective course offered by the school for seventh and eighth grade students, covering currency, financial management, banking and other knowledge, aiming to help these "post-00s" establish a healthy outlook on wealth and consumption.
Junior high school students discuss how to allocate 1 million yuan
In class, after lecturer He Siqi explained to the students various financial management methods such as savings, stocks, bonds, etc., he raised a question: "The total family assets of Xiaogang's family are 1 million yuan, and Xiaogang's mother hopes to manage financial investment. It can’t affect the family’s quality of life, and the family spends about 10,000 yuan a month. Xiaogang’s father hopes that investing in financial management each year can increase the total value of the family’s total assets. How to develop a financial management plan that suits them?"
During the discussion, the students talked about how to allocate the money: "Set aside 10% of the daily basic expenses." "Use 40% of the money for savings, bonds, and education." "Put a little into the stock market." Funds, money makes money." "Save some life-saving money to see the doctor."
Through the teaching of knowledge points and specific case analysis, this course aims to help students establish a healthy outlook on wealth and consumption, and cultivate "financial quotient" from an early age.
He Siqi said: "This is an elective course offered by the school for students in grades seven and eight, covering currency, financial management, banking and other knowledge." He Siqi has been teaching this course for three years, with about 16 class hours per semester, per week In the last class, at the end of the semester, students can share what they have learned in the form of a group presentation.
He Siqi said that the students' evaluation of the course was pretty good, and they liked it better.
"Post-00" students cultivate financial awareness since childhood
The reporter learned that in recent years, elementary and middle schools in Guangzhou, Shanghai and other places have also offered financial management classes, but the responses of students and parents have been mixed. There are concerns that children will value money prematurely, and some students who agree that modern society should cultivate financial awareness from childhood .
For this course, Liang Shanshan, a student from Class 708 of Foshan Foreign Language School, thinks it is very useful and can learn about various financial management methods.
It’s not the first time that Hu Chuqiao, a student in the same class, has come into contact with financial management courses. She had heard financial management courses as early as elementary school.
"Two years ago, I started saving money." Hu Chuqiao said that on weekdays, her parents paid great attention to cultivating her financial awareness.
Hu Chuqiao's annual New Year's money is about 5,000 yuan, she opened her own bank account and deposited the money in it, hoping to use it in useful places when she grows up.
The reporter interviewed a number of first-year students at random. They all indicated that they had the opportunity to use the new year's money and pocket money. Some students said that the pocket money was mostly spent on snacks, and some students saved money to buy extracurricular books.
Many students believe that it is necessary to learn how to deal with money.
In the opening speech of this semester, Li Junxing, the principal of the school, once used wealth as the topic and taught students to "get rich through hard work."
He hopes that students can learn and respect the law. "The wealth that is made by luck will be lost by strength. The same is true for learning. The good results obtained by luck will be returned to the original shape by strength; by respecting the law and making continuous efforts. Good grades are the real “hard work to get rich”."