The young man who escaped the bank: I tried hard to get into 985 and 211, not to be a teller here
Sino-Singapore Jingwei Client, November 6th (Wei Wei) Why go to the bank to work?
In the past, people often compared working in a bank to a "golden rice bowl."
Recently, the bank has been difficult to find hot searches due to written test questions. Before long, another batch of fresh graduates who "squeezed through the single-plank bridge" will enter the bank to add fresh blood to the bank.
In sharp contrast, on Weibo, "Did you resign from the bank today?" Chaohua had 96.749 million reads and 19,000 posts. Some of them gave resignation speeches, and some were still wondering whether To leave.
The bank is more and more like a "siege". People outside the city want to come in, and people inside the city want to go out.
The Sino-Singapore Jingwei client interviewed several people who have left the bank or plan to leave. In their eyes, what is the bank like?
Talk show actor house complains about bank work source: Tencent video
"All staff marketing after the bank's transformation is not suitable for me"
A state-owned bank teller has been working as an accountant for 6 years
There is a saying that "one person is in the bank, the whole family is busy", which is a true portrayal of the banker.
After graduating from university in 2011, I successfully entered the bank.
When I first entered the bank, mobile payment was not so developed. Even if the online banking is a relatively advanced electronic payment business, the work task is not heavy.
But the good times did not last long. With the rapid development of mobile payment, Alipay and WeChat began to rise, which had a huge impact on the traditional banking business. The tasks and work content of the tellers also changed, and I felt particularly confused during that period.
It turned out that the main income generation of bank branches was to increase deposits and issue loans. Later, the absorption of deposits was more impacted by mobile payment.
Banks began to transform full-staff marketing, no matter what positions they do, they do sales.
I am personally introverted and don't like marketing.
At the end of the season and at the end of the year, there are various tasks. I need to mobilize my relatives and friends to complete them together. For example, fund sales. I am worried that my relatives will lose money after buying them.
The bank where I work will pre-pay wages at the beginning of each month. If the task is not completed, it may deduct money from the next month’s wages.
There are several positions in banks. In addition to tellers, there are also public and private account managers, teller supervisors, and then presidents. These positions are highly competitive.
The background of the bank is relatively easy, but it is also difficult to transfer.
So at a glance, I can see my development direction in the bank, which is limited to the counter, which does not meet my psychological expectations.
Thinking of this, I made up my mind to leave.
After resigning, I went to an accounting firm to start at the grassroots level.
I put my posture very low and re-learned relevant business knowledge. I experienced a painful transition period in the previous year or two, and now I have slowly entered the role.
Source of resignation data: Baotu.com
"In order to attract customers, I drink until I vomit"
The teller of a national joint-stock bank transferred to corporate business for 3 years and plans to start his own business
My major is advertising. A graduate student used to work as an intern in an advertising company. The advertising industry is always working overtime. I leave work at 2 or 3 in the morning. I hope to find a job with a more regular schedule.
When the bank came to the school to recruit, I submitted my resume.
After entering the bank, I started working as a teller. It is not as easy as I thought before. I have to be highly concentrated when I work every day. I can’t write wrong numbers or miscalculate accounts. There is a big gap between the feeling of being unreasonable when I advertise.
The bank’s internal examinations are very frequent, testing calculators, counting banknotes, typing, etc., just like workers on an assembly line.
After persisting in this way for nearly two years, I finally switched to corporate business, and began to knock, seal, and make contracts constantly. The work pressure became even greater and the requirements for performance were even higher.
When working as a teller, I face scattered customers. Personal retail business needs to be emotional. I can chat with customers more and get closer. Later, I face the company. At first, I think the customers I contact are very tall. Businesses are in the order of tens of millions or even hundreds of millions, unlike personal businesses that are only hundreds or even thousands.
But now the inter-bank competition is quite fierce and it is really difficult.
What breaks me even more is the wine table culture.
After work, I often need to drink and socialize, at least twice a week.
In order to win a business, sometimes I vomit when I drink. I think this is harder than working overtime.
Currently I plan to start my own business and do art education and training.
Looking back, if I was given another chance, I would not enter the bank anymore. People still have to do something they like in this life.
"Income is not the most important thing, mainly because the happiness index is too low"
State-owned bank teller jumped to work in the loan operation department of city commercial bank and was admitted as a civil servant for 7 years
When I was in college, I majored in law, and when I was a senior, I applied for a risk management post in a certain branch of a state-owned bank.
After arriving at the post, I told me to work as a teller at the branch first.
This work has been a teller for more than three years.
At the time, I thought that the longer I stayed in the teller position, the lower
my
social competitiveness.
I tried hard to get into the 985 and 211 not to come out for such a job.
Under various considerations, I moved to the loan management department of a city commercial bank, which matched my profession more closely, but after four years of work, I gradually discovered that the most important thing for this position is personal performance.
There was nothing wrong with my job, and I was able to complete the performance. I should be promoted to deputy supervisor when the working years are up. However, the superficial promotion has not changed, and the work content has not changed. There is little room for me to rise after the promotion.
And I think that banking is a declining industry, and performance, wages, and task indicators are all linked to the overall operating conditions of the industry, and have nothing to do with my personal ability.
From the outside, the bank is a "golden rice bowl".
When I was working in a state-owned bank, my monthly salary could reach 7,000 or 8,000 after I became a regular employee. After I moved to a city commercial bank, there was no problem with my monthly salary exceeding 10,000.
The income is pretty good locally, but the salary is not attractive to me because the happiness index is too low.
Later, I assessed my abilities.
I passed the judicial examination when I was in college. The undergraduate school and major are also good. Even if I go out of the bank, there are many job opportunities, so I simply resigned.
Source of resignation data: Baotu.com
I first went to work in a law firm. I was admitted as a civil servant in May last year, and now I work in the court.
Although the salary has dropped from before, in the new job, I feel the value of the job and I have also found a platform to display my abilities.
"The biggest torment of young people is at the counter"
A state-owned bank teller resigned for 2 years and became a media person
Most college students who have just graduated rarely have a clear career plan, or even know nothing about the industry they will be engaged in.
In the spring of 2016, I joined a state-owned bank through spring recruitment. This is my first job in my life. I think it will take at least two years.
After two years arrived, I quickly resigned without delay.
Most of the new recruits are assigned to work as tellers.
The biggest torment of young people is at the counter.
First-tier cities may still have access to some international businesses, but tellers in other cities
do daily business such as depositing and withdrawing, reporting loss, and opening accounts.
In fact, there is no technical content, just trivial, meticulous, and no mistakes can be made
.
Over time, you will find that in this job, the previous professional knowledge is not used.
If you don’t come out after working at the counter for three to five years, you will probably forget all your previous knowledge.
In many people's minds, bank employees' schedules are from 9 to 5, but when they go in, they find that it is not
at all. It is normal for a meeting to be held hungry until 10 o'clock in the evening.
No matter how hard work is, the key is low wages.
The bank employees where I work is divided into 11 levels. The average monthly salary of the bottom employees is 3,000 to 4,000, and most people have a ceiling of 8, and the salary is about 10,000 yuan.
Many people don't believe me. My minimum monthly salary is only 1888 yuan.
I am a local, and I live and eat with my parents and can survive.
But some non-local colleagues,
how do they maintain their daily expenses with this salary?
Even if you can't support yourself, do you still care about the so-called "golden rice bowl"?
With great pressure every day, the most feared is customer complaints.
I once met a customer who specializes in dealing with China Bank. He went to major banks to handle some weird business. Then he caught your loopholes and pricked them. After that, he went to the Banking Association and the China Banking Regulatory Commission to complain and ask the bank to lose money and give gifts.
At that time, because of a system problem, the other party caught a problem, and the director of the outlet planned to pay him 800 yuan out of the daily expenses of the outlet, but the other party was not too small.
I resigned naked at the time. After resigning, many headhunters called me and recommended me to the positions of teller and account manager, but I declined all of them.
The thinking of this generation of post-90s has changed, and the "golden rice bowl" set of the older generation is no longer working.
"The salary is high and the benefits are good. This is all before I joined the industry."
A state-owned bank has worked for 8 years and plans to leave
When I was in college, the bank where I work was opposite the university town. I remembered that the service attitude was very poor and the efficiency was very low. It closed early every day. As a result, when I started working, I found that this "good day" was already gone. Gone is gone.
Now the requirements for business hours, employee service attitudes and various performance indicators are very high, which is not at the same level as before.
I heard from old bank employees that the period between 2000 and 2010 was the golden decade of the bank, with rapid development, high performance, and high salaries. They often gave out a sum of money inexplicably, and they would send out various things during the New Year. I don't need to buy anything when I get to my house, and I often organize tours. The benefits are quite good, but this is all before I joined the industry.
After I came to the bank, the bank issued fewer and fewer things for the holidays, just some rice noodles and oil.
And since I started, my income has not risen but has fallen.
It is said that as the length of service grows, various insurances will be deducted more. The result is that the money in hand is getting less and less, and the basic salary is often more than 3,000, sometimes starting with two.
Working at a branch is actually very annoying. For example, I always meet all kinds of customers and often have to suppress my emotions.
The industry requires that even if the other party is unreasonable and unreasonable, he can't show it, and he must be patient and explain it well.
This is a drain on human emotions.
I also thought about changing a job, but I don't want to go to the same industry. I am still waiting for the opportunity.
(Zhongxin Jingwei APP)
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