Became the legal representative of 5 companies at the age of 19?
It’s just a few hundred dollars that "sold" personal identity
Zhao Xinxin, who worked at a restaurant in Qinzhou District, Tianshui City, Gansu Province, learned that he was involved in fraud until the police came to the door.
At the age of only 19, he served as the legal representative of five companies, and under his name there were multiple bank settlement cards for public accounts, and the turnover of each card was as high as tens of millions of yuan.
However, according to the investigation of the public security organs, these funds are not within the normal business scope of turnover, and even suspected of crime.
When interrogated by the police, Zhao Xinxin knew nothing about the fraud and other criminal activities behind the company.
Attorney Wu Yingpeng, a senior partner of Beijing Jingshi (Shenzhen) Law Firm, pointed out that, depending on the degree of participation, this post-00 person may constitute a joint crime of fraud or money laundering, or constitute the crime of buying and selling state agency documents, and therefore bear criminal responsibility. .
In addition, after the relevant criminal acts were investigated and dealt with, the business license of the company involved in the case was revoked, which would affect his credit system to a certain extent. He will face numerous obstacles if he starts a business in the future.
800 yuan "part-time" income
Zhao Xinxin thought he was "part-time".
After graduating from junior high school, he went out to work and earns more than 2,000 yuan a month, which cannot meet his spending needs.
By chance, he saw a part-time job advertisement on the Internet.
"Recruiting e-commerce partners", "earning thousands in three days, including food and lodging", "no-cost trading, dedicated guidance, simple operation, and stable profit without loss".
Under the inducement of these keywords, Zhao Xinxin, who was shy in his pocket, took the initiative to contact the advertiser.
The other party told him that he only needs to wait for the call, and then follow the instructions, bring his ID card to meet with the relevant personnel, and get a "salary" of several hundred yuan.
Zhao Xinxin signed up.
Before long, he participated in the "onboarding" training organized by the part-time party. Someone imitated the market supervision bureau and bank staff and asked them questions and taught them how to respond.
Subsequently, under the guidance of a special person, Zhao Xinxin signed a few words and showed his face a few times, and successfully processed the "document package" of mobile phone card, business license, company seal, public account, and USB shield.
Flexible time, high salary, no deposit required... Zhao Xinxin thinks this "part-time job" is reliable.
After that, he followed suit and became the legal representative of five companies and handled multiple public accounts.
As for the specific purpose of these accounts, Zhao Xinxin has always been confused, only to hear that it is "the casino used to launder money."
The "salary" of 800 yuan per set was received as scheduled, and Zhao Xinxin believes that this matter has come to an end.
But he didn't know that in the public account card he handled, a huge amount of turnover was generated every day.
One of the remittances came from Song Ming, who lives in Qinzhou District, Tianshui City.
In April 2020, Song Ming received a text message reminding him of insuring flight delay insurance when he booked a ticket online, telling him that after purchasing this insurance, if the flight is delayed due to weather, "300% of the fare can be refunded".
Song Ming decided to apply for insurance, but the customer service said on the phone that he was applying for insurance for the first time and he needed to pay a deposit as a personal credit guarantee.
However, just after Song Ming remitted more than 5,000 yuan, the other party disappeared.
He called the police.
Upon receiving the report, the public security police of the Anti-Telecom Fraud Squadron, Criminal Investigation Brigade, Qinzhou Branch of Tianshui City Public Security Bureau quickly investigated the transferred funds account.
They found that all the transfer accounts of the money were corporate accounts. Among them, there was a local account card in the name of a trading company in Gansu, whose legal representative was Zhao Xinxin.
"Behind every account are thousands of victims"
"Shell companies", "legal persons are relatively young and mostly idled in the society", "have the behavior of opening accounts in batches", "a lot of funds are flowing overseas"... Through careful research and judgments and visits, the police believes that this is a suspected bank account for public affairs. Settlement card trading cases.
After that, based on bank card information and field investigations, they inquired about a criminal gang headed by Chen, Lan and others, and gradually grasped the gang’s activity track.
Huo Yong, leader of the Anti-Telecom Fraud Squadron, Criminal Investigation Brigade, Qinzhou Branch of Tianshui City Public Security Bureau, told reporters that as of June 23, 2020, the police had arrested 25 criminal suspects, including 4 online card dealers and 6 intermediary financial agents. There were 15 persons, card-applicants and suspects of betraying public accounts.
26 fund accounts were frozen, 31 mobile phones involved in the case were seized on the spot, 6 sets of "5-piece sets" for public banks, and more than 70 pieces of official seals and business licenses.
In Qinzhou District alone, there are nine young people like Zhao Xinxin who inadvertently become “accomplices” in telecom fraud for a few hundred yuan of “part-time” income.
It is understood that the oldest of them is only 24 years old.
In order to earn "labor fees", some people "drew down" their fellow villagers and colleagues.
However, these young people are only at the very end of the "black and gray" industry chain of telecom fraud.
According to the police, there are some superior card dealers on them.
The operation links of the entire industry chain include preparing materials, registering companies, opening accounts, reselling accounts, and being used by criminal gangs for fraud or money laundering.
The upstream is the intermediary for illegal trading of public accounts. Their main job is to recruit so-called part-time personnel and collect the "5-piece set" of public accounts; the downstream is the criminal gang that buys these public accounts in bulk, and they are generally in Through some online transfer operations, overseas dens can turn the corporate accounts originally used for settlement of funds between enterprises into advanced criminal tools for telecommunication fraud and money laundering gangs.
According to reports, such criminal gangs generally conduct "no-meet" transactions. Practitioners not only frequently change mobile phone numbers and social accounts, but also fill in some transfer stations for express delivery addresses, and then send them directly overseas.
When using these account cards later, they will also "try the card" through small transfers, and the use cycle of each account will be adjusted at any time.
This undoubtedly increases the difficulty of police investigation.
"Behind each account are thousands of victims, involving multiple types of cases." Huo Yong said that in the jargon, the public account that realizes the "whitewashing" and withdrawal of funds is called "water house." Because of its large capacity and high speed, it is almost impossible to detect a scoop of water from it.” Huo Yong and his colleagues went to Sichuan, Hunan, Guangdong and other 5 provinces and 17 cities and visited more than 100 banks. The hometown of a superior card dealer squatted for many days before removing the layers of mystery.
Multi-department "strikes" youths need to be more alert
In recent years, the case of public account sales is not an individual case. Related reports show that the police in Guangzhou, Jieyang, Quanzhou, Wuhan, Changsha, Harbin and other places have successively launched illegal and criminal activities against the “black and gray” industrial chain of telecom fraud, and frozen funds involved in the case. Ten million yuan.
Under heavy blows, such crimes are still repeatedly banned.
Huo Yong analyzed the reasons. On the one hand, it is the high rate of return. The labor cost of hundreds of yuan was invested in the early stage. After several changes, a set of account data can be sold for a high price of tens of thousands of yuan.
On the other hand, the state promotes "decentralization, regulation and service," and the threshold for registered enterprises has been lowered. People with ulterior motives take advantage of this.
Zhang Fan, a registration officer of a market supervision and management department in Gansu, told reporters that in order to optimize the business environment and improve work efficiency, enterprise registration has implemented "paperless full-process electronic" processing.
Applicants only need to register an account on the government service network and enter the market supervision service platform, download the "Handheld Registration Pass" App, perform identity verification, fill in relevant information about enterprise registration, and upload the "Market Entity (Business Place) Registration Declaration Commitment" , The resolutions of the shareholders meeting, the roster of employees of the enterprise, the qualification review opinions, the certificate of residence use, and other materials are submitted to the registration department of the jurisdiction for acceptance, and the business license can be obtained within two or three days.
"During this process, due to the large number of on-site audits, the staff will not verify the actual business address of the company, and more rely on the commitment and self-discipline of the corporate legal person." Zhang Fan said.
A bank employee who did not want to be named also admitted that the bank will prevent fraud involving the bank's public accounts through measures such as door-to-door verification, investigation of industrial and commercial information, tax information, and checking the age of the actual controller.
However, in reality, some agency intermediaries are very familiar with bank processes and have a set of methods and methods to deal with bank audits.
With the gradual increase in supervision, multiple departments have now formed a joint effort to control the source of suspected public accounts as an important focus to curb telecommunication network fraud crimes.
Zhang Fan told reporters that nowadays, after a new company is registered, the "Enterprise Startup (Cancellation) One Netcom Office" platform can simultaneously complete the filing procedures for tax registration, bank account opening, social security, and public security seal engraving, as well as supervision work in the business scope. Simultaneously push to various regulatory departments.
The market supervision department will regularly cooperate with its supervision department to use the "double random and one open" platform to conduct random inspections, and publish the results of the random inspections in the national credit information publicity system.
Many banks have also tightened the account opening review of public accounts.
The aforementioned bank staff told reporters that the bank's internal system would capture data on long-term unsettled or abnormal settlement accounts and provide this information to the public security organs.
Public security organs are also taking measures to increase the public's awareness of such frauds.
But to truly put an end to this behavior, Huo Yong said that not only must a multi-departmental joint system be formed, but also young people must keep their eyes open and consult relevant departments in time if they are uncertain.
Lawyer Wu Yingpeng suggested that schools, families, etc. strengthen corresponding publicity and education to prevent young people from being used by criminals to commit crimes.
(In the text, Zhao Xinxin, Song Ming and Zhang Fan are pseudonyms)
China Youth Daily and China Youth Daily reporter Wang Hao Source: China Youth Daily