A retiree, illustration -

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Almost half of seniors (49%) say they have financial difficulties, according to a survey commissioned by Monetivia to OpinionWay.

The polling institute interviewed a panel of more than 1,000 people over the age of 70.

Among those who declare themselves in difficulty, 31% specify that by combining their assets and their income, the total is insufficient to have fun, reports

Le Parisien

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34% of those questioned say they are worried about the future and 35% already know that they will have nothing to bequeath to their children.

This survey also tells us that one in 10 seniors (12%) believes that they do not live with dignity.

Women most affected

In detail, people with an income of 2,000 to 3,000 € per month are 39% to show concern about the future.

They are two thirds in the same case, among those who have less than 2,000 € per month.

Women are more affected by the impression of fragility.

They are 40% to fear the future, against 24% for men.

Homeowners make up 81% of the panel surveyed by OpinionWay, which asked them if they intended to sell their real estate assets to live better on a daily basis.

Only 34% are ready to consider doing so.

“Those who have children are more hesitant.

On the life annuity, they fear, in the event of short-term death, to sell off the children's inheritance, ”says Thomas Abinal, co-founder of Monetivia, a company specializing in real estate solutions for seniors.

However, 19% of those questioned are ready to sell their main residence to buy a smaller one, 18% are thinking of life annuity, 12% are planning to rent part of their accommodation to a student or young worker, but 9% are ready to borrow, even if they have to put their home as security for payment.

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