"Code Business": a dangerous "part-time job on campus"
You only need to provide the payment QR code to help people receive the payment, and you can get the reward in proportion.
After 00, Xiao Guo, a college student at school, was attracted by a part-time job called "code business" and developed his classmates to become "offline" to make money together.
Unexpectedly, he didn't make much money, but he became the "accomplice" of the fraud gang.
"Internet earning" is a general term for the way of making money through the Internet using computers, mobile phones and other devices.
Because most of these jobs have low threshold and easy operation, they are favored by young people, especially the school students.
"I have an online earning project here. As long as I have a mobile phone, I can do it. It is very suitable for a student party like yours." In October 2019, Xiao Guo, who was studying at a technical school in Hefei, Anhui Province, received a message from Meng. On the phone, he recommended a "code business" job to him, claiming that "you can make money while lying down."
After some understanding, Xiao Guo found that the job content was very simple-just provide the WeChat payment code to help collect the money.
Considering that the job does not require cost, does not take up study time, and that the graduation season just needs to make some money to prepare for the job, Xiao Guo "takes up the job" without much thought.
At first, Xiao Meng just wanted to use Xiao Guo’s collection code. After a while, a stranger would transfer money to him. The amount was about 1,000 yuan. Xiao Guo would then transfer the money received to Meng, every time. Get a 1% commission.
Before long, Xiao Meng asked Xiao Guo to change his WeChat name and avatar to "Gubao Online", and said that if someone added a WeChat consultation, he would call himself "Gubao Online" customer service or finance, and he would block the other party directly after receiving the money. OK.
Because he had promised to help transfer the money, Xiao Guo didn't bother about the origin of the money, but the request to impersonate his identity still caused him concerns.
In this regard, Xiao Meng said that he was doing an antiques business with a friend, and because the WeChat collection reached the limit, the money transferred was the customer's order payment, so he could only receive the money without any risk.
After doing this for a month, Xiao Meng encouraged Xiao Guo to mobilize people around him to do it together, so that he could be promoted to "Code Merchant Agent". Not only could the rake share be increased to 8%, he could also set his own offline share, directly from Withdrawal from the offline transaction volume, truly realize "Lying down and making money."
The beloved Xiao Guo immediately attracted Zhang and other 7 classmates to participate in the "part-time", and packaged their WeChat into "Gubao Online" customer service, and offered a 1% commission, that is, for every 1,000 yuan received, Xiao Guo could get 70 Yuan, students get 10 Yuan.
As of November 2019, Xiao Guo and others, who have worked hard for more than two months, have collected more than 19,000 yuan, and they only made less than 300 yuan per person.
In the meantime, many people turned back to ask for a refund after the transfer, and shouted that they were "liars". Xiao Guo began to suspect that Meng's money was "wrongly coming".
"The money was indeed defrauded, but you are just helping to transfer the money, and even if something goes wrong, you won't be held accountable." Under further questioning, Xiao Meng admitted that he was engaged in fraudulent activities.
However, when he thought that he had collected "dark money" for two months, and didn't want to lose such a part-time income, Xiao Guo still took the luck and chose to continue.
On December 19, 2019, what Xiao Guo was most worried about happened-after receiving a transfer of 2,100 yuan, before the money was transferred out, his WeChat payment function was restricted.
Xiao Guo hurriedly appealed to the official WeChat account. A push message from the police in Nanchang, Jiangxi Province made him fully aware of the seriousness of the situation: the account was reported by multiple people for suspected fraud, the account has been frozen, and the relevant situation is under further investigation.
It turned out that just half a month before Xiao Guo's account was blocked, someone called the police and claimed that he was defrauded of nearly 4,000 yuan on the grounds of "sale of antiques".
After the case was filed and investigated by the Taicang Public Security Bureau in Jiangsu, it was discovered that Xiao Guo was the recipient of the money.
After sorting out the capital flow of the informant, the public security organs dig deep into the source from bottom to top, and a fraud group called "Gubao Online" emerged.
On December 24, 2019, Xiao Meng and three other gang members were arrested and brought to justice.
Three days later, under the leadership of the teacher, Xiao Guo went to the local police station and surrendered himself. However, the 7 students who were developed into a downline by him involved a small amount of money in the case and were unaware of illegal and criminal activities. The public security organs finally did not file the case. .
According to the gang leader Ding, in September 2019, he and his friend Zhao spent more than 10,000 yuan to find someone to create a WeChat public account called "Gubao Online" and disguised the account as a registered official account. Antique trading platform.
After that, the two illegally purchased the personal information of antique lovers from the Internet, fake platform customer service or antique buyers contacted the victims, claiming that they could help them publish and sell antique collections for free, and offer a price higher than the seller's psychological expectations.
When the victim expresses his willingness to trade, they then ask the victim to transfer money to the designated QR code account under the names of "appraisal fee," "assessment fee," and "appearance fee," with fees ranging from 980 yuan to 4,000 yuan.
Since the WeChat account has a transaction limit, and once the account is reported multiple times, not only will the collection function be banned, but if there is a transaction later, the other party will receive an official "risk reminder".
"If you want to make more money, you need more collection codes, which is why we keep developing offline." Ding told the case handler.
For this reason, Ding and Zhao recruited Xiaomeng and Shao as "apprentices", and they then acted as "general agents of code merchants" and recruited many students such as Xiaoguo in the name of "Internet earning" and "part-time". "Code merchants" continuously collect payment QR codes to "collect black money."
From September to December 2019, Ding and others used the above methods to defraud 41 victims totaling RMB 69,934.
On March 20 this year, the public security agency transferred the case to the People’s Procuratorate of Taicang City, Jiangsu Province for review and prosecution.
After comprehensively considering all the criminal facts, the undertaking prosecutor believed that Xiao Guo’s behavior constituted a crime of fraud. However, given that he was in the critical period of graduation to find a job, and he was only responsible for the collection of money in the joint crime, the amount of stolen money was also relatively large. Few, plays a secondary role, is an accomplice, voluntarily surrendered after the incident, voluntarily pleaded guilty and pleaded guilty, no criminal or administrative punishment record, and finally made a relatively decision not to prosecute him.
While Ding Mou, Xiao Meng and other four criminal suspects who directly committed fraud were prosecuted by the prosecutor for suspected fraud.
On August 17 this year, the court decided that Ding and other four people were sentenced to three to one year and three months in prison and a fine ranging from 10,000 yuan to 4,000 yuan for suspected fraud.
According to Cai Qin, the post prosecutor of the People’s Procuratorate of Taicang City, in recent years, online fraud has shown a high incidence. Due to the simple and convenient operation of QR code transactions and the convenience of extending the capital chain to avoid detection, criminals such as telecom fraud and online gambling have all Receiving payment tools such as WeChat and Alipay’s payment code are regarded as "fragrance".
Cai Qin said that at present, there have been many similar cases in China, and "Code Merchant Agency" has even formed an invisible industrial chain.
Criminals take advantage of the poor economic ability of school students and lack of social experience to purchase and collect QR codes at low prices in the name of "Internet earning" and "part-time", and then resell them to other criminals for "money laundering" activities.
Due to the limit on the amount of the payment code, in order to meet the constant demand of criminals, they even introduced the concept of "develop offline", allowing more young people to become "accomplices" of criminals intentionally or unintentionally.
Cai Qin reminded that there is nothing wrong with school students engaging in part-time jobs, but they must keep their eyes open when contacting the "Internet earning" project, and beware of being used by criminals behind the screen.
Don't provide third-party payment channels such as QR codes and bank cards to others for petty gains. This will not only help criminals and bring huge losses to the victims, but you may also fall into the abyss of crime.
Zhuang Yan China Youth Daily · China Youth Daily reporter Li Chao Source: China Youth Daily
Version 08, September 04, 2020