Chinanews client, Beijing, July 23 (Peng Jingru) Recently, the Shenzhen property market has become a bit incomprehensible.
"Price cut 4 million and big sale, Shenzhen property market enters winter overnight", "Luxury homeowners increased price by 1.3 million to deal", "Buy a house, halfway lost the qualification to buy a house", "Internet celebrity new disk appointment is a big traffic jam"... These news are now appearing in In the same city, which one is the true face of Shenzhen's property market?
Shenzhen luxury house owners: less emboldened than ordinary houses
"It is the individual owners who have seen housing prices rise sharply or fall sharply," said Yan Yuejin, research director of the Think Tank Center of Yiju Research Institute.
On the 15th, the Shenzhen property market regulation new policy was implemented. The new policy's eight "relentless tricks" to tighten regulation and control, all involved purchase restrictions and loan restrictions. For example, you can buy a house after you settle down in Shenzhen and have three years of social security, buy a second house in Shenzhen with a down payment of 70% or more, and buy a house within 3 years of divorce counts as a second house, etc.
Data map: Aerial photography of Shenzhen. China News Agency reporter Chen Wenshe
According to media sources, soon after the policy was released, the Shenzhen property market soon showed signs of cooling, and the listing prices of many properties have been significantly adjusted. For example, one of the hottest Internet celebrity disks in Shenzhen, a house previously listed for 11 million, now the price has been adjusted to 9 million. In addition, many second-hand housing communities that were hotly speculated in Shenzhen Nanshan and Bao'an have also seen price cuts ranging from hundreds of thousands to one million, and the most ruthless one has dropped directly by 4 million.
"The'luxury property tax' has re-emerged, and houses of more than 7.5 million yuan are indeed more affected." Lin Zhao (pseudonym), a housing agent in Nanshan District, Shenzhen, told Chinanews.com that the VAT exemption period has been adjusted from 2 years to 5 years. It is even worse for luxury homes, because less than 5 years is the full value-added tax. In this way, the light taxes and fees of "luxury houses" of more than 7.5 million yuan will be hundreds of thousands or even millions, and the cost of customers buying houses will increase a lot.
The so-called "luxury house tax" is a popular term, which means that real estate that exceeds the price standard of ordinary housing will not enjoy relevant tax incentives, and therefore will be required to pay taxes and fees higher than the standard of ordinary housing during the transaction. The New Deal clearly defines houses with an actual transaction price of over 7.5 million yuan as non-ordinary houses.
"The popularity of luxury houses may be really not as good as the old ones," Lin Zhao said.
However, some intermediaries said that because houses are now a scarce resource, some owners have increased their prices out of the mentality of "selling a house for one set and one set less". An owner in Futian District, Shenzhen said, “According to the New Deal, it’s difficult to buy a house once it’s sold, so I raised the price, but many people still come to see the house.”
“The price reduction of 4 million houses does not represent all the real situation, but at least it shows the changes in market expectations. Policy regulation restricts the eligibility to buy houses, and the market is oriented towards price reductions. As for the phenomenon of selling at an increase, it can only be said that it is a very few owners." Yan Yuejin said.
Regulatory policies are " patched ", some people have lost their qualifications and regained their qualifications
"I took a client from Longhua to Luohu. Halfway through, the client lost the qualification to buy a house." A Shenzhen real estate agency once said on the 15th.
According to the contents of the new property market announcement in Shenzhen on the 15th, Shenzhen Hukou holders need to settle for 3 years and pay at least 36 consecutive months of social security or individual tax before they can buy a house; non-shenzhen households need to pay more than 5 consecutive years of social security or individual tax before they can buy a house. Have the qualifications to buy a house.
"I have been in Shenzhen for almost five years of social security, so it seems that it would be better not to settle down, and you can't buy a house if you settle down." This made some Shenzhen home buyers feel aggrieved at the time: they just settled down, and they are not satisfied with the new policy. According to the provisions of the policy that can buy a house, it is not eligible to buy a house.
Data map: People from a citizen service center who come to handle social security services show their social security cards. Photo by China News Agency reporter Zhang Bin
However, these buyers can now "recover lost ground." "I have paid social security or individual taxes in this city for 5 consecutive years but entered Shenzhen for less than 3 years, do I have the qualifications to buy a house?" The Shenzhen Municipal Housing and Construction Bureau announced the standard answer on the 17th: Yes!
"For families with deep households or adult singles (including divorced) who have been in the household for less than 3 years, provided that other housing conditions are met, they can provide proof of payment of personal income tax or social insurance for 5 years or more in this city before the date of purchase , The purchase of 1 set of commercial housing is limited."
In addition, according to the Shenzhen Municipal Housing and Construction Bureau, before the implementation of the New Deal, buyers who had already paid a house purchase deposit or purchase price but did not have an online sign can also feel at ease. As long as the purchase deposit, part or all of the purchase price (excluding cash payment) has been paid, and valid vouchers for bank, Alipay, WeChat and other transfers can be provided, it is deemed to have been signed online.
"The mood before and after is like a'roller coaster'." said Miss Li, the buyer.
How to break the contradiction between supply and demand? Increasing land supply is the key
This New Deal is called "the most stringent purchase restriction order in Shenzhen's history," but some people believe that there will be a "second quarter" in Shenzhen's property market regulation: "If you cannot draw wages from the bottom of the supply side, the long-term contradiction of supply and demand imbalance is difficult to pass administrative measures such as monetary policy. Means to resolve."
"The possibility of further regulation and increase is actually small. Blindly suppressing it is of little significance. The market demand is still there." Yan Yuejin said that from the long-term mechanism, land supply should be increased to adjust, so the next step is to be positive. Provide land.
Data map: Shenzhen Land and Real Estate Transaction Building. Photo by Zheng Xiaohong
According to the "Shenzhen 2020 Construction Land Supply Plan", Shenzhen plans to supply 293.2 hectares of residential land this year, accounting for nearly 25% of the total planned amount, nearly double the 150 hectares planned last year.
The website of the Standing Committee of the Shenzhen Municipal People’s Congress recently released the “Regulations on Urban Renewal of the Shenzhen Special Economic Zone (Draft for Solicitation of Comments)”, which intends to clarify that when a relocation and resettlement agreement has been signed, the proportion of legal property rights is not less than 95% and meets the relevant regulations on house expropriation. The district government may implement individual expropriation on some unsigned houses.
"These content will help increase land reserves and increase subsequent housing supply." Yan Yuejin said.
“It’s not a problem for housing prices to continue to soar. Only by introducing policies that can be properly controlled can healthy and stable development.” Housing agent Lin Zhao said, facing the crazy reversal of Shenzhen’s property market from March to June, the current policy mix has let himself loose. Sighed. "Before I took clients to see the house, and some owners had to sit on the land and set the price, it was difficult for us to do it, but the steady development was reassuring."
"The New Deal just came out, and the number of customers looking at houses last weekend has indeed decreased a lot. This stage is the game period between buyers and sellers. Three months later, many customers basically adapt to the policy. They should buy and sell." Lin Zhao said.
Shenzhen housing price stabilization "combination punch" is here, do you choose to wait and see or quickly buy and leave? (Finish)