NBKI advised Russians to regularly check their credit history. Earlier, the State Duma of Russia adopted in the second and third readings a law giving citizens the right to establish a ban on the issuance of loans by credit and microfinance organizations.

The law will come into effect only in a year, which is due to the need to prepare all departments and organizations for its application. Or, as an option, use special fraud protection systems that notify you of changes in your credit history, RT’s interlocutor concluded.