As the specialist recalled, it is important to note that the law will come into effect only in a year, which is due to the need to prepare all departments and organizations for its application.
In addition, in his opinion, until this time, citizens who would like to introduce a self-prohibition need to be vigilant themselves.
“And, in particular, regularly check your credit history in order to promptly prevent possible attempts by fraudsters to get a loan using stolen data,” Volkov said.
Or, as an option, use special fraud protection systems that notify you of changes in your credit history, RT’s interlocutor concluded.
Earlier, the State Duma of Russia adopted in the second and third readings a law giving citizens the right to establish in their credit history a ban on the issuance of loans by credit and microfinance organizations (MFOs).