Pension level should not fall below 48 percent of average income until 2039. A type of stock pension is intended to relieve the burden on pension insurance from the mid-2030s.

The money for this will come from annual loans from the federal budget, initially amounting to twelve billion euros. The package is reacting to demographic change with the pension package. The number of pensioners is likely to increase more than the number of employees whose contributions are used to pay pensions. This means that pensioners will become poorer compared to the working population.