To improve the credit management system of banking financial institutions, the State Administration of Financial Supervision and Administration issued "Three Measures". The key contents of this revision include: First, reasonably broaden the purposes and scope of loan objects for fixed asset loans and working capital loans.

Second is to adjust and optimize the standards for entrusted payment amounts. Third is to combine the online needs of credit processing and clarify processing methods such as video interviews and off-site investigations. Fourth is to clarify loan term requirements, guide commercial banks to effectively prevent loan term mismatch risks.