Three major financial groups' final profits hit record highs for April-December last year. Final profit reached an all-time high for Mitsubishi UFJ Financial Group.

Demand for funds for domestic capital investment and other purposes is increasing, and interest rates on overseas loans are improving. In the financial market, there is a growing view that the time is near for the Bank of Japan to raise interest rates, while there are speculations that the Federal Reserve, the central bank of the United States, will cut interest rates.