The interest rate is as high as 10%, behind the emergence of cross-border wealth management products. Investors who purchase high-interest deposits need to have household registration in 9 cities in the Guangdong-Hong Kong-Macao Greater Bay Area.

Some bank account managers also reminded that according to regulations, customers cannot withdraw funds in advance during the deposit period. If you withdraw funds early, you will not only get no interest, but will also be fined. The penalty range is about 5%-10% of the withdrawal amount.