Schufa: Data protection officers accuse the credit reporting agency of violating European rules. A data protection organization complains that Schufa withholds certain data from consumers when providing free self-disclosure information.
The company denies the allegations and says the scores are made available because they want to offer consumers more transparency. The scores in the “credit rating” are calculated individually and are used to personally assess your creditworthiness. The values are calculated as part of the ordering of the product for the person making the request and are not saved.