Federal government wants to rein in credit agencies and strengthen consumer rights. A single measure could result in an enormous advantage for Schufa.

Some data may no longer be used in the future, including the home address, name or personal data from the use of social networks. Information about incoming and outgoing payments to and from bank accounts is therefore taboo, as is biometric data, health data or information about ethnic origin. It is unclear whether this will actually happen: the other credit agencies can change and improve their scoring.