In February, inflation finally fell below 3%, to precisely 2.9%. With its rate frozen at 3% until February 1, 2025, the Livret A will become profitable for the first time in three years.

An extremely rare situation according to economist Philippe Crevel. For an A booklet filled up to the ceiling of 22,950 euros, count 688 euros in interest. But only 115 euros, once the effect of inflation is deducted. For the year 2024, with inflation projected at 2.5% by INSEE and the Banque de France, the real return on investment should reach 0.5%.