Riester contracts usually produce poor returns - but with government subsidies and tax advantages, they can still be worthwhile for consumers. There would be even more money if politicians finally allowed a simple trick.
The Riester pension is getting an increasingly bad reputation because the returns remain low due to high costs and little money is paid out monthly in the pension. But there is a trick with which the legislature could increase the Riesters' pension for savers quite easily and even more quickly. The trick is to wait until the money has been used up - and only then claim the statutory pension.