Private health insurance: for whom it is worthwhile, advantages and risks. Do you want to switch from health insurance to private insurance? Then don't make any mistakes! A checklist.

Private health insurance is usually the right choice for you - from an economic point of view. Because the state pays half or more of your medical costs - even when you are a pensioner, private health insurance becomes significantly cheaper. About half of all eight million privately insured people in Germany are civil servants, pensioners and their relatives.