NTT Docomo announced that it will make Orix Credit, a subsidiary of Orix, a subsidiary. DoCoMo plans to strengthen its financial services business, including the unsecured loan business for individuals using smartphone apps, which will begin in 2022.

Among the major mobile phone companies, KDDI and Rakuten offer various financial services such as banking, securities, and insurance within their group. The competition to capture what is called an ''economic zone'' is intensifying.